A measure of the soundness of a banking system: how much capital of its own a bank holds per dollar of assets.
The ranking uses the latest available value for each country — the year is shown in the row. The table spans 2017 to 2025.
Top-20 · % of assets
The scale does not start at zero — the values lie in a narrow range, and starting from zero the bars would be indistinguishable. The axis ticks are labeled.
| # | Year | Subregion | World rank | ||
|---|---|---|---|---|---|
| 1 |
Tajikistan
|
20.92 | 2021 | 1 | |
| 2 |
Argentina
|
19.71 | 2025 | 2 | |
| 3 |
Maldives
|
17.42 | 2025 | 3 | |
| 4 |
Sao Tome and Principe
|
16.68 | 2025 | 4 | |
| 5 |
Uganda
|
15.49 | 2023 | 5 | |
| 6 |
Georgia
|
15.19 | 2025 | 6 | |
| 7 |
Tonga
|
15.08 | 2025 | 7 | |
| 8 |
Kazakhstan
|
14.47 | 2025 | 8 | |
| 9 |
Solomon Islands
|
14.46 | 2024 | 9 | |
| 10 |
Cambodia
|
14.36 | 2024 | 10 | |
| 11 |
Kyrgyzstan
|
14.36 | 2025 | 11 | |
| 12 |
Armenia
|
14.09 | 2024 | 12 | |
| 13 |
Iraq
|
13.86 | 2024 | 13 | |
| 14 |
Saudi Arabia
|
13.86 | 2025 | 14 | |
| 15 |
Uzbekistan
|
13.34 | 2024 | 15 | |
| 16 |
Saint Kitts and Nevis
|
13.07 | 2025 | 16 | |
| 17 |
Indonesia
|
13.01 | 2025 | 17 | |
| 18 |
Iceland
|
12.98 | 2025 | 18 | |
| 19 |
Panama
|
12.92 | 2025 | 19 | |
| 20 |
Mozambique
|
12.88 | 2025 | 20 | |
| 21 |
Antigua and Barbuda
|
12.78 | 2025 | 21 | |
| 22 |
Belarus
|
12.74 | 2025 | 22 | |
| 23 |
Zambia
|
12.6 | 2025 | 23 | |
| 24 |
Tanzania
|
12.45 | 2025 | 24 | |
| 25 |
Rwanda
|
12.38 | 2024 | 25 | |
| 26 |
Papua New Guinea
|
12.34 | 2023 | 26 | |
| 27 |
North Macedonia
|
12.31 | 2025 | 27 | |
| 28 |
Gambia
|
12.15 | 2022 | 28 | |
| 29 |
Angola
|
11.95 | 2024 | 29 | |
| 30 |
Trinidad and Tobago
|
11.92 | 2023 | 30 | |
| 31 |
Somalia
|
11.76 | 2025 | 31 | |
| 32 |
Kenya
|
11.69 | 2024 | 32 | |
| 33 |
Peru
|
11.69 | 2024 | 33 | |
| 34 |
Moldova
|
11.64 | 2025 | 34 | |
| 35 |
Bulgaria
|
11.42 | 2025 | 35 | |
| 36 |
Kuwait
|
11.41 | 2025 | 36 | |
| 37 |
Eswatini
|
11.4 | 2025 | 37 | |
| 38 |
Guinea
|
11.35 | 2021 | 38 | |
| 39 |
United Arab Emirates
|
11.28 | 2024 | 39 | |
| 40 |
Curaçao
|
11.27 | 2024 | 40 | |
| 41 |
Grenada
|
11.24 | 2025 | 41 | |
| 42 |
Barbados
|
11.23 | 2022 | 42 | |
| 43 |
Lesotho
|
11.16 | 2024 | 43 | |
| 44 |
Thailand
|
11.13 | 2024 | 44 | |
| 45 |
Central African Republic
|
11.12 | 2023 | 45 | |
| 46 |
Namibia
|
11.06 | 2025 | 46 | |
| 47 |
Ecuador
|
10.85 | 2020 | 47 | |
| 48 |
Fiji
|
10.78 | 2021 | 48 | |
| 49 |
Costa Rica
|
10.77 | 2025 | 49 | |
| 50 |
Bosnia and Herzegovina
|
10.65 | 2024 | 50 | |
| 51 |
Dominica
|
10.54 | 2025 | 51 | |
| 52 |
Mexico
|
10.5 | 2025 | 52 | |
| 53 |
Jordan
|
10.49 | 2024 | 53 | |
| 54 |
Uruguay
|
10.46 | 2024 | 54 | |
| 55 |
Slovenia
|
10.32 | 2025 | 55 | |
| 56 |
Vanuatu
|
10.26 | 2017 | 56 | |
| 57 |
Colombia
|
10.14 | 2025 | 57 | |
| 58 |
Burundi
|
10.03 | 2025 | 58 | |
| 59 |
Montenegro
|
9.9 | 2025 | 59 | |
| 60 |
Samoa
|
9.81 | 2024 | 60 | |
| 61 |
Dominican Republic
|
9.78 | 2025 | 61 | |
| 62 |
Brunei Darussalam
|
9.74 | 2022 | 62 | |
| 63 |
Kosovo
|
9.7 | 2025 | 63 | |
| 64 |
Belize
|
9.62 | 2024 | 64 | |
| 65 |
Saint Lucia
|
9.58 | 2025 | 65 | |
| 66 |
Cyprus
|
9.54 | 2025 | 66 | |
| 67 |
Ireland
|
9.51 | 2024 | 67 | |
| 68 |
Botswana
|
9.48 | 2025 | 68 | |
| 69 |
Luxembourg
|
9.25 | 2025 | 69 | |
| 70 |
Philippines
|
9.22 | 2025 | 70 | |
| 71 |
Albania
|
9.19 | 2025 | 71 | |
| 72 |
United States
|
9.17 | 2025 | 72 | |
| 73 |
Nicaragua
|
9.16 | 2025 | 73 | |
| 74 |
Algeria
|
9.11 | 2024 | 74 | |
| 75 |
Mongolia
|
9.09 | 2025 | 75 | |
| 76 |
Hungary
|
9.09 | 2025 | 76 | |
| 77 |
Mauritius
|
9.06 | 2025 | 77 | |
| 78 |
Paraguay
|
9.06 | 2025 | 78 | |
| 79 |
Chile
|
9.06 | 2025 | 79 | |
| 80 |
Latvia
|
8.89 | 2025 | 80 | |
| 81 |
Republic of the Congo
|
8.86 | 2023 | 81 | |
| 82 |
Comoros
|
8.85 | 2022 | 82 | |
| 83 |
Azerbaijan
|
8.66 | 2025 | 83 | |
| 84 |
Croatia
|
8.64 | 2025 | 84 | |
| 85 |
Gabon
|
8.59 | 2023 | 85 | |
| 86 |
Romania
|
8.57 | 2025 | 86 | |
| 87 |
Lebanon
|
8.56 | 2019 | 87 | |
| 88 |
Vietnam
|
8.55 | 2024 | 88 | |
| 89 |
Austria
|
8.54 | 2024 | 89 | |
| 90 |
India
|
8.52 | 2025 | 90 | |
| 91 |
Estonia
|
8.52 | 2025 | 91 | |
| 92 |
Palestine
|
8.51 | 2023 | 92 | |
| 93 |
Morocco
|
8.43 | 2024 | 93 | |
| 94 |
El Salvador
|
8.38 | 2024 | 94 | |
| 95 |
Brazil
|
8.35 | 2025 | 95 | |
| 96 |
Singapore
|
8.24 | 2019 | 96 | |
| 97 |
Malawi
|
8.23 | 2023 | 97 | |
| 98 |
Democratic Republic of the Congo
|
8.19 | 2025 | 98 | |
| 99 |
Russia
|
8.08 | 2023 | 99 | |
| 100 |
Malta
|
8.02 | 2025 | 100 | |
| 101 |
Hong Kong
|
7.93 | 2025 | 101 | |
| 102 |
Djibouti
|
7.92 | 2024 | 102 | |
| 103 |
Bhutan
|
7.9 | 2024 | 103 | |
| 104 |
South Africa
|
7.81 | 2024 | 104 | |
| 105 |
Norway
|
7.77 | 2025 | 105 | |
| 106 |
China
|
7.75 | 2021 | 106 | |
| 107 |
Greece
|
7.61 | 2025 | 107 | |
| 108 |
Switzerland
|
7.56 | 2025 | 108 | |
| 109 |
Portugal
|
7.53 | 2025 | 109 | |
| 110 |
Germany
|
7.49 | 2025 | 110 | |
| 111 |
Saint Vincent and the Grenadines
|
7.47 | 2025 | 111 | |
| 112 |
Madagascar
|
7.46 | 2024 | 112 | |
| 113 |
Slovakia
|
7.46 | 2025 | 113 | |
| 114 |
Seychelles
|
7.33 | 2025 | 114 | |
| 115 |
Liechtenstein
|
7.33 | 2024 | 115 | |
| 116 |
Israel
|
7.31 | 2024 | 116 | |
| 117 |
Malaysia
|
7.31 | 2025 | 117 | |
| 118 |
Ethiopia
|
7.06 | 2021 | 118 | |
| 119 |
Bolivia
|
7.04 | 2024 | 119 | |
| 120 |
Guatemala
|
6.99 | 2025 | 120 | |
| 121 |
Sri Lanka
|
6.92 | 2025 | 121 | |
| 122 |
Ukraine
|
6.9 | 2025 | 122 | |
| 123 |
Türkiye
|
6.67 | 2024 | 123 | |
| 124 |
Cameroon
|
6.65 | 2023 | 124 | |
| 125 |
Ghana
|
6.6 | 2025 | 125 | |
| 126 |
San Marino
|
6.51 | 2025 | 126 | |
| 127 |
Finland
|
6.34 | 2025 | 127 | |
| 128 |
South Korea
|
6.29 | 2023 | 128 | |
| 129 |
Italy
|
6.25 | 2025 | 129 | |
| 130 |
Poland
|
6.12 | 2025 | 130 | |
| 131 |
Lithuania
|
6.03 | 2025 | 131 | |
| 132 |
Netherlands
|
6.03 | 2025 | 132 | |
| 133 |
Honduras
|
6.03 | 2025 | 133 | |
| 134 |
Nepal
|
6.01 | 2025 | 134 | |
| 135 |
Belgium
|
5.92 | 2025 | 135 | |
| 136 |
Czechia
|
5.89 | 2025 | 136 | |
| 137 |
Micronesia
|
5.85 | 2024 | 137 | |
| 138 |
Sweden
|
5.83 | 2025 | 138 | |
| 139 |
Spain
|
5.74 | 2025 | 139 | |
| 140 |
United Kingdom
|
5.62 | 2025 | 140 | |
| 141 |
Australia
|
5.57 | 2025 | 141 | |
| 142 |
France
|
5.56 | 2024 | 142 | |
| 143 |
Denmark
|
5.32 | 2025 | 143 | |
| 144 |
Pakistan
|
5.21 | 2025 | 144 | |
| 145 |
Canada
|
4.86 | 2025 | 145 | |
| 146 |
Monaco
|
4.6 | 2019 | 146 | |
| 147 |
Nigeria
|
4.55 | 2025 | 147 | |
| 148 |
Japan
|
4.07 | 2022 | 148 | |
| 149 |
Macao
|
3.74 | 2025 | 149 | |
| 150 |
Bangladesh
|
2.29 | 2024 | 150 | |
| 151 |
Chad
|
-1.04 | 2023 | 151 | |
| 152 |
Equatorial Guinea
|
-6.4 | 2023 | 152 |
The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.
Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.
The volume of bank lending to businesses and households as a percent of GDP.
Finance 1960–2025 Broad money (% of GDP)The amount of money in the economy as a percent of GDP — the depth of the financial system.
Finance 1960–2025 Lending interest rateThe average rate at which banks lend to businesses and households.
Finance 1980–2031 Current account balanceThe balance of a country's external transactions as a percent of GDP: surplus or deficit.
Finance 1960–2025 Current account balance (World Bank)The current account balance as a percent of GDP from World Bank data.
Finance 1960–2025 Deposit interest rateThe average rate banks pay on deposits.