Bank capital to assets ratio — all countries

Bank capital to assets ratio — United Kingdom

Bank capital to assets ratio in the United Kingdom in 2025 — 5.62%. Ranked 83 in the world out of 89. Since 2005, the indicator has risen by 1.4 pp.

2025 5.62% −0.38 pp vs 2024
World rank 83of 89
Period maximum 6.45%2022
Period minimum 3.28%2008

Trend over time

2005–2025 · % of assets

Bank capital to assets ratio — United Kingdom, 2005–202534567200520072009201120132015201720192021202320252005: 4.22%2008: 3.28%2009: 4.22%2010: 4.47%2011: 4.32%2012: 4.68%2013: 5.2%2014: 4.37%2015: 5.43%2016: 5.46%2017: 5.39%2018: 5.58%2019: 5.53%2020: 5.48%2021: 5.25%2022: 6.45%2023: 6.06%2024: 6%2025: 5.62%
Change over the period: +1.4 pp Annual average: 0.07 pp
Bank capital to assets ratio — United Kingdom, by year United Kingdom All countries CSV XLSX
Year % Change, pp
2025 5.62 −0.38 pp
2024 6 −0.07 pp
2023 6.06 −0.39 pp
2022 6.45 +1.2 pp
2021 5.25 −0.23 pp
2020 5.48 −0.04 pp
2019 5.53 −0.05 pp
2018 5.58 +0.19 pp
2017 5.39 −0.07 pp
2016 5.46 +0.03 pp
2015 5.43 +1.06 pp
2014 4.37 −0.83 pp
2013 5.2 +0.52 pp
2012 4.68 +0.37 pp
2011 4.32 −0.15 pp
2010 4.47 +0.25 pp
2009 4.22 +0.93 pp
2008 3.28
2005 4.22

Northern Europe, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.