Bank capital to assets ratio — all countries

Bank capital to assets ratio — Estonia

Bank capital to assets ratio in Estonia in 2025 — 8.52%. Ranked 53 in the world out of 89. Since 2008, the indicator has risen by 1.38 pp.

2025 8.52% +0.05 pp vs 2024
World rank 53of 89
Period maximum 15.05%2015
Period minimum 7.14%2008

Trend over time

2008–2025 · % of assets

Bank capital to assets ratio — Estonia, 2008–2025681012141620082010201220142016201820202022202420252008: 7.14%2009: 8.66%2010: 9.01%2011: 8.2%2012: 9.05%2013: 9.87%2014: 10.68%2015: 15.05%2016: 13.96%2017: 13.1%2018: 12.7%2019: 12.1%2020: 10.55%2021: 9.27%2022: 9.52%2023: 9.34%2024: 8.47%2025: 8.52%
Change over the period: +1.38 pp Annual average: 0.08 pp
Bank capital to assets ratio — Estonia, by year Estonia All countries CSV XLSX
Year % Change, pp
2025 8.52 +0.05 pp
2024 8.47 −0.87 pp
2023 9.34 −0.18 pp
2022 9.52 +0.26 pp
2021 9.27 −1.28 pp
2020 10.55 −1.56 pp
2019 12.1 −0.59 pp
2018 12.7 −0.4 pp
2017 13.1 −0.87 pp
2016 13.96 −1.08 pp
2015 15.05 +4.37 pp
2014 10.68 +0.81 pp
2013 9.87 +0.83 pp
2012 9.05 +0.85 pp
2011 8.2 −0.81 pp
2010 9.01 +0.34 pp
2009 8.66 +1.52 pp
2008 7.14

Northern Europe, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.