Bank capital to assets ratio — all countries

Bank capital to assets ratio — Iceland

Bank capital to assets ratio in Iceland in 2025 — 12.98%. Ranked 11 in the world out of 89. Since 2014, the indicator has fallen by 6.91 pp.

2025 12.98% −0.33 pp vs 2024
World rank 11of 89
Period maximum 20.47%2015
Period minimum 12.98%2025

Trend over time

2014–2025 · % of assets

Bank capital to assets ratio — Iceland, 2014–202512141618202220142016201820202022202420252014: 19.9%2015: 20.47%2016: 19.53%2017: 17.75%2018: 15.93%2019: 15.44%2020: 15.38%2021: 14.73%2022: 13.46%2023: 13.69%2024: 13.31%2025: 12.98%
Change over the period: −6.91 pp Annual average: -0.63 pp
Bank capital to assets ratio — Iceland, by year Iceland All countries CSV XLSX
Year % Change, pp
2025 12.98 −0.33 pp
2024 13.31 −0.38 pp
2023 13.69 +0.23 pp
2022 13.46 −1.27 pp
2021 14.73 −0.65 pp
2020 15.38 −0.06 pp
2019 15.44 −0.48 pp
2018 15.93 −1.82 pp
2017 17.75 −1.78 pp
2016 19.53 −0.94 pp
2015 20.47 +0.57 pp
2014 19.9

Northern Europe, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.