Bank capital to assets ratio — all countries

Bank capital to assets ratio — Finland

Bank capital to assets ratio in Finland in 2025 — 6.34%. Ranked 72 in the world out of 89. Since 2007, the indicator has risen by 0.26 pp.

2025 6.34% +0.21 pp vs 2024
World rank 72of 89
Period maximum 7.84%2018
Period minimum 3.65%2011

Trend over time

2007–2025 · % of assets

Bank capital to assets ratio — Finland, 2007–2025246820072009201120132015201720192021202320252007: 6.08%2008: 5.05%2009: 4.76%2010: 4.26%2011: 3.65%2012: 4%2013: 4.1%2014: 4.36%2015: 5.43%2016: 6.57%2017: 5.49%2018: 7.84%2019: 5.88%2020: 6.14%2021: 6.12%2022: 5.74%2023: 5.8%2024: 6.13%2025: 6.34%
Change over the period: +0.26 pp Annual average: 0.01 pp
Bank capital to assets ratio — Finland, by year Finland All countries CSV XLSX
Year % Change, pp
2025 6.34 +0.21 pp
2024 6.13 +0.33 pp
2023 5.8 +0.06 pp
2022 5.74 −0.38 pp
2021 6.12 −0.02 pp
2020 6.14 +0.26 pp
2019 5.88 −1.95 pp
2018 7.84 +2.35 pp
2017 5.49 −1.08 pp
2016 6.57 +1.14 pp
2015 5.43 +1.07 pp
2014 4.36 +0.26 pp
2013 4.1 +0.1 pp
2012 4 +0.35 pp
2011 3.65 −0.62 pp
2010 4.26 −0.5 pp
2009 4.76 −0.29 pp
2008 5.05 −1.03 pp
2007 6.08

Northern Europe, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.