Bank capital to assets ratio — all countries

Bank capital to assets ratio — Nigeria

Bank capital to assets ratio in Nigeria in 2025 — 4.55%. Ranked 88 in the world out of 89. Since 2007, the indicator has fallen by 11.11 pp.

2025 4.55% −0.65 pp vs 2024
World rank 88of 89
Period maximum 17.95%2008
Period minimum 1.49%2010

Trend over time

2007–2025 · % of assets

Bank capital to assets ratio — Nigeria, 2007–20250510152020072009201120132015201720192021202320252007: 15.66%2008: 17.95%2009: 4.08%2010: 1.49%2011: 10.62%2012: 10.82%2013: 10.39%2014: 10.43%2015: 12.38%2016: 11.37%2017: 7.18%2018: 8.78%2019: 7.95%2020: 6.93%2021: 6.76%2022: 5.69%2023: 4.21%2024: 5.2%2025: 4.55%
Change over the period: −11.11 pp Annual average: -0.62 pp
Bank capital to assets ratio — Nigeria, by year Nigeria All countries CSV XLSX
Year % Change, pp
2025 4.55 −0.65 pp
2024 5.2 +1 pp
2023 4.21 −1.48 pp
2022 5.69 −1.07 pp
2021 6.76 −0.17 pp
2020 6.93 −1.02 pp
2019 7.95 −0.83 pp
2018 8.78 +1.6 pp
2017 7.18 −4.19 pp
2016 11.37 −1 pp
2015 12.38 +1.95 pp
2014 10.43 +0.04 pp
2013 10.39 −0.43 pp
2012 10.82 +0.2 pp
2011 10.62 +9.13 pp
2010 1.49 −2.59 pp
2009 4.08 −13.88 pp
2008 17.95 +2.29 pp
2007 15.66

Western Africa, 2025

The same indicator for neighboring countries — with links to their pages

GH Ghana 6.6 NG Nigeria 4.55

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.