Bank capital to assets ratio — all countries

Bank capital to assets ratio — Ghana

Bank capital to assets ratio in Ghana in 2025 — 6.6%. Ranked 70 in the world out of 89. Since 2008, the indicator has fallen by 3.39 pp.

2025 6.6% +1.5 pp vs 2024
World rank 70of 89
Period maximum 12.44%2010
Period minimum 5.1%2024

Trend over time

2008–2025 · % of assets

Bank capital to assets ratio — Ghana, 2008–202546810121420082010201220142016201820202022202420252008: 9.99%2009: 11.88%2010: 12.44%2011: 10.67%2012: 11.11%2013: 9.98%2014: 10.61%2015: 10.5%2016: 9.18%2017: 8.91%2018: 12.29%2019: 10.66%2020: 9.76%2021: 9.01%2022: 7.74%2023: 5.23%2024: 5.1%2025: 6.6%
Change over the period: −3.39 pp Annual average: -0.2 pp
Bank capital to assets ratio — Ghana, by year Ghana All countries CSV XLSX
Year % Change, pp
2025 6.6 +1.5 pp
2024 5.1 −0.13 pp
2023 5.23 −2.51 pp
2022 7.74 −1.27 pp
2021 9.01 −0.75 pp
2020 9.76 −0.9 pp
2019 10.66 −1.62 pp
2018 12.29 +3.38 pp
2017 8.91 −0.27 pp
2016 9.18 −1.32 pp
2015 10.5 −0.11 pp
2014 10.61 +0.63 pp
2013 9.98 −1.12 pp
2012 11.11 +0.44 pp
2011 10.67 −1.77 pp
2010 12.44 +0.55 pp
2009 11.88 +1.89 pp
2008 9.99

Western Africa, 2025

The same indicator for neighboring countries — with links to their pages

GH Ghana 6.6 NG Nigeria 4.55

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.