Deposit interest rate in Ghana in 2023 — 11.42%. Ranked 12 in the world out of 95. Since 1978, the indicator has fallen by 0.08 pp.
1978–2023 · % per annum
| Year | % | Change, pp |
|---|---|---|
| 2023 | 11.42 | −0.64 pp |
| 2022 | 12.05 | +0.55 pp |
| 2021 | 11.5 | +0 pp |
| 2020 | 11.5 | +0 pp |
| 2019 | 11.5 | −0.58 pp |
| 2018 | 12.08 | −1.98 pp |
| 2017 | 14.06 | +1.02 pp |
| 2016 | 13.04 | −0.3 pp |
| 2015 | 13.34 | +0.43 pp |
| 2014 | 12.9 | +0.55 pp |
| 2013 | 12.35 | +2.3 pp |
| 2012 | 10.05 | +1.14 pp |
| 2011 | 8.91 | −3.97 pp |
| 2010 | 12.88 | −4.19 pp |
| 2009 | 17.06 | +5.78 pp |
| 2008 | 11.29 | +2.39 pp |
| 2007 | 8.9 | +0.01 pp |
| 2006 | 8.89 | −1.28 pp |
| 2005 | 10.16 | −3.46 pp |
| 2004 | 13.63 | −0.7 pp |
| 2003 | 14.32 | −1.89 pp |
| 2002 | 16.21 | −14.65 pp |
| 2001 | 30.85 | +2.25 pp |
| 2000 | 28.6 | +5.04 pp |
| 1999 | 23.56 | −8.49 pp |
| 1998 | 32.05 | −3.71 pp |
| 1997 | 35.76 | +1.26 pp |
| 1996 | 34.5 | +5.76 pp |
| 1995 | 28.73 | +5.59 pp |
| 1994 | 23.15 | −0.48 pp |
| 1993 | 23.63 | +7.31 pp |
| 1992 | 16.32 | −5 pp |
| 1991 | 21.32 | — |
| 1989 | 15.5 | −1 pp |
| 1988 | 16.5 | −1.08 pp |
| 1987 | 17.58 | +0.58 pp |
| 1986 | 17 | +1.25 pp |
| 1985 | 15.75 | +0.75 pp |
| 1984 | 15 | +3.5 pp |
| 1983 | 11.5 | +0 pp |
| 1982 | 11.5 | +0 pp |
| 1981 | 11.5 | +0 pp |
| 1980 | 11.5 | +0 pp |
| 1979 | 11.5 | +0 pp |
| 1978 | 11.5 | — |
The same indicator for neighboring countries — with links to their pages
The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.
Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.
Source: World Economic Outlook (IMF), license IMF open data.
The annual change in the consumer price index, in percent.
Finance Current account balanceThe balance of a country's external transactions as a percent of GDP: surplus or deficit.
Finance Current account balance (World Bank)The current account balance as a percent of GDP from World Bank data.
Finance Broad money (% of GDP)The amount of money in the economy as a percent of GDP — the depth of the financial system.
