Bank capital to assets ratio — all countries

Bank capital to assets ratio — United States

Bank capital to assets ratio in the United States in 2025 — 9.17%. Ranked 41 in the world out of 89. Since 2009, the indicator has risen by 0.61 pp.

2025 9.17% +0.26 pp vs 2024
World rank 41of 89
Period maximum 9.44%2018
Period minimum 8.57%2009

Trend over time

2009–2025 · % of assets

Bank capital to assets ratio — United States, 2009–20258.58.7599.259.52009201120132015201720192021202320252009: 8.57%2010: 8.8%2011: 8.85%2012: 8.81%2013: 9.15%2014: 9.2%2015: 9.36%2016: 9.33%2017: 9.38%2018: 9.44%2019: 9.4%2020: 8.61%2021: 8.62%2022: 8.58%2023: 8.68%2024: 8.91%2025: 9.17%
Change over the period: +0.61 pp Annual average: 0.04 pp
Bank capital to assets ratio — United States, by year United States All countries CSV XLSX
Year % Change, pp
2025 9.17 +0.26 pp
2024 8.91 +0.23 pp
2023 8.68 +0.1 pp
2022 8.58 −0.05 pp
2021 8.62 +0.02 pp
2020 8.61 −0.79 pp
2019 9.4 −0.04 pp
2018 9.44 +0.06 pp
2017 9.38 +0.05 pp
2016 9.33 −0.03 pp
2015 9.36 +0.16 pp
2014 9.2 +0.05 pp
2013 9.15 +0.34 pp
2012 8.81 −0.03 pp
2011 8.85 +0.05 pp
2010 8.8 +0.23 pp
2009 8.57

Northern America, 2025

The same indicator for neighboring countries — with links to their pages

US United States 9.17 CA Canada 4.86

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.