Credit to the private sector — all countries

Credit to the private sector — United States

Credit to the private sector in the United States in 2025 — 201.27%. Ranked 2 in the world out of 87. Since 1960, the indicator has risen by 130.22 pp.

2025 201.27% +5.39 pp vs 2024
World rank 2of 87
Period maximum 219.13%2021
Period minimum 71.05%1960

Trend over time

1960–2025 · % of GDP

Credit to the private sector — United States, 1960–2025010020030019601967197419811988199520022009201620231960: 71.05%1962: 75.73%1964: 83.34%1966: 83.71%1968: 88.06%1970: 87.68%1972: 95.79%1974: 92.29%1976: 89.88%1978: 91.63%1980: 94.35%1982: 92.61%1984: 96.8%1986: 110.16%1988: 113.69%1990: 114.79%1992: 118.24%1994: 120.18%1996: 137.67%1998: 157.8%2000: 162.62%2002: 162.4%2004: 184.81%2006: 198.28%2008: 185.13%2010: 181.92%2012: 175.44%2014: 184.79%2016: 186.33%2018: 183.05%2020: 217.26%2022: 187.09%2024: 195.88%2025: 201.27%
Change over the period: +130.22 pp Annual average: 2 pp

Comparison, 2025

How the value compares with the world and the groups this territory belongs to: United States

United States 201.27%
North America 201.27%
Credit to the private sector — United States, by year United States All countries CSV XLSX
Year % Change, pp
2025 201.27 +5.39 pp
2024 195.88 +4.8 pp
2023 191.08 +3.99 pp
2022 187.09 −32.04 pp
2021 219.13 +1.86 pp
2020 217.26 +22.53 pp
2019 194.74 +11.68 pp
2018 183.05 −11.04 pp
2017 194.09 +7.76 pp
2016 186.33 +2.69 pp
2015 183.63 −1.16 pp
2014 184.79 +0.63 pp
2013 184.16 +8.72 pp
2012 175.44 +0.97 pp
2011 174.47 −7.45 pp
2010 181.92 −5.56 pp
2009 187.48 +2.35 pp
2008 185.13 −21.23 pp
2007 206.35 +8.07 pp
2006 198.28 +9.65 pp
2005 188.63 +3.83 pp
2004 184.81 +7.41 pp
2003 177.4 +15 pp
2002 162.4 −8.45 pp
2001 170.85 +8.23 pp
2000 162.62 −8.99 pp
1999 171.61 +13.81 pp
1998 157.8 +11.22 pp
1997 146.58 +8.91 pp
1996 137.67 +7.5 pp
1995 130.17 +9.99 pp
1994 120.18 −0.81 pp
1993 120.99 +2.75 pp
1992 118.24 −0.93 pp
1991 119.18 +4.39 pp
1990 114.79 −2.75 pp
1989 117.54 +3.85 pp
1988 113.69 +1.07 pp
1987 112.62 +2.46 pp
1986 110.16 +6.48 pp
1985 103.68 +6.89 pp
1984 96.8 +0.69 pp
1983 96.11 +3.5 pp
1982 92.61 +3.37 pp
1981 89.24 −5.12 pp
1980 94.35 +1.41 pp
1979 92.95 +1.31 pp
1978 91.63 +1.45 pp
1977 90.18 +0.29 pp
1976 89.88 −0.59 pp
1975 90.47 −1.81 pp
1974 92.29 −2.55 pp
1973 94.84 −0.95 pp
1972 95.79 +4.67 pp
1971 91.12 +3.44 pp
1970 87.68 +0.71 pp
1969 86.97 −1.09 pp
1968 88.06 +0.83 pp
1967 87.23 +3.52 pp
1966 83.71 −2.64 pp
1965 86.35 +3 pp
1964 83.34 +2.86 pp
1963 80.49 +4.75 pp
1962 75.73 +0.47 pp
1961 75.26 +4.22 pp
1960 71.05

About the indicator

Domestic credit to the private sector by financial institutions as a percent of GDP: loans, purchases of non-equity securities, trade credit and other accounts receivable. An indicator of financial development, but of potential risk as well: growth that is too fast relative to GDP is one of the most reliable precursors of banking crises.

Source: World Economic Outlook (IMF), license IMF open data.