Credit to the private sector — all countries

Credit to the private sector — North America

Credit to the private sector in North America in 2025 — 201.27%. Since 1960, the indicator has risen by 133.88 pp.

2025 201.27% +5.39 pp vs 2024
World rank
Period maximum 219.13%2021
Period minimum 67.39%1960

Trend over time

1960–2025 · % of GDP

Credit to the private sector — North America, 1960–2025010020030019601967197419811988199520022009201620231960: 67.39%1962: 72%1964: 79.07%1966: 79.83%1968: 84.09%1970: 83.55%1972: 91.16%1974: 87.52%1976: 85.41%1978: 88.34%1980: 91.03%1982: 90.5%1984: 94.02%1986: 106.58%1988: 109.48%1990: 111%1992: 114.76%1994: 116.83%1996: 133.39%1998: 152.71%2000: 156.62%2002: 159.5%2004: 179.43%2006: 192.69%2008: 179.32%2010: 181.92%2012: 175.44%2014: 184.79%2016: 186.33%2018: 183.05%2020: 217.26%2022: 187.09%2024: 195.88%2025: 201.27%
Change over the period: +133.88 pp Annual average: 2.06 pp
Credit to the private sector — North America, by year North America All countries CSV XLSX
Year % Change, pp
2025 201.27 +5.39 pp
2024 195.88 +4.8 pp
2023 191.08 +3.99 pp
2022 187.09 −32.04 pp
2021 219.13 +1.86 pp
2020 217.26 +22.53 pp
2019 194.74 +11.68 pp
2018 183.05 −11.04 pp
2017 194.09 +7.76 pp
2016 186.33 +2.69 pp
2015 183.63 −1.16 pp
2014 184.79 +0.63 pp
2013 184.16 +8.72 pp
2012 175.44 +0.97 pp
2011 174.47 −7.45 pp
2010 181.92 −5.56 pp
2009 187.48 +8.16 pp
2008 179.32 −19.4 pp
2007 198.72 +6.03 pp
2006 192.69 +9.59 pp
2005 183.1 +3.68 pp
2004 179.43 +6.68 pp
2003 172.75 +13.24 pp
2002 159.5 −8.11 pp
2001 167.62 +11 pp
2000 156.62 −8.79 pp
1999 165.4 +12.7 pp
1998 152.71 +10.74 pp
1997 141.97 +8.58 pp
1996 133.39 +7.35 pp
1995 126.04 +9.2 pp
1994 116.83 −0.62 pp
1993 117.46 +2.7 pp
1992 114.76 −0.42 pp
1991 115.18 +4.18 pp
1990 111 −2.18 pp
1989 113.18 +3.7 pp
1988 109.48 +0.84 pp
1987 108.64 +2.06 pp
1986 106.58 +6.04 pp
1985 100.54 +6.51 pp
1984 94.02 +0.76 pp
1983 93.26 +2.76 pp
1982 90.5 +2.95 pp
1981 87.54 −3.48 pp
1980 91.03 +1.25 pp
1979 89.78 +1.44 pp
1978 88.34 +2.05 pp
1977 86.29 +0.88 pp
1976 85.41 −0.62 pp
1975 86.04 −1.48 pp
1974 87.52 −2.75 pp
1973 90.27 −0.89 pp
1972 91.16 +4.41 pp
1971 86.75 +3.2 pp
1970 83.55 +0.45 pp
1969 83.11 −0.99 pp
1968 84.09 +0.86 pp
1967 83.23 +3.4 pp
1966 79.83 −2.11 pp
1965 81.94 +2.87 pp
1964 79.07 +2.64 pp
1963 76.43 +4.43 pp
1962 72 +0.62 pp
1961 71.38 +3.99 pp
1960 67.39

About the indicator

Domestic credit to the private sector by financial institutions as a percent of GDP: loans, purchases of non-equity securities, trade credit and other accounts receivable. An indicator of financial development, but of potential risk as well: growth that is too fast relative to GDP is one of the most reliable precursors of banking crises.

Source: World Economic Outlook (IMF), license IMF open data.