Bank capital to assets ratio — all countries

Bank capital to assets ratio — Montenegro

Bank capital to assets ratio in Montenegro in 2025 — 9.9%. Ranked 32 in the world out of 89. Since 2006, the indicator has risen by 0.62 pp.

2025 9.9% +1.07 pp vs 2024
World rank 32of 89
Period maximum 10.06%2011
Period minimum 7%2007

Trend over time

2006–2025 · % of assets

Bank capital to assets ratio — Montenegro, 2006–202567891011200620082010201220142016201820202022202420252006: 9.28%2007: 7%2008: 8.77%2009: 9.59%2010: 9.32%2011: 10.06%2012: 9.02%2013: 8.16%2014: 8.89%2015: 8.62%2016: 8.57%2017: 8.54%2018: 8.35%2019: 10.01%2020: 9.88%2021: 9.2%2022: 7.95%2023: 8.56%2024: 8.83%2025: 9.9%
Change over the period: +0.62 pp Annual average: 0.03 pp
Bank capital to assets ratio — Montenegro, by year Montenegro All countries CSV XLSX
Year % Change, pp
2025 9.9 +1.07 pp
2024 8.83 +0.27 pp
2023 8.56 +0.61 pp
2022 7.95 −1.26 pp
2021 9.2 −0.68 pp
2020 9.88 −0.13 pp
2019 10.01 +1.66 pp
2018 8.35 −0.19 pp
2017 8.54 −0.03 pp
2016 8.57 −0.05 pp
2015 8.62 −0.27 pp
2014 8.89 +0.73 pp
2013 8.16 −0.86 pp
2012 9.02 −1.04 pp
2011 10.06 +0.74 pp
2010 9.32 −0.26 pp
2009 9.59 +0.82 pp
2008 8.77 +1.77 pp
2007 7 −2.28 pp
2006 9.28

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.