Bank capital to assets ratio — all countries

Bank capital to assets ratio — North Macedonia

Bank capital to assets ratio in North Macedonia in 2025 — 12.31%. Ranked 18 in the world out of 89. Since 2005, the indicator has fallen by 3.07 pp.

2025 12.31% +0.22 pp vs 2024
World rank 18of 89
Period maximum 15.38%2005
Period minimum 9.82%2017

Trend over time

2005–2025 · % of assets

Bank capital to assets ratio — North Macedonia, 2005–2025810121416200520072009201120132015201720192021202320252005: 15.38%2006: 12.85%2007: 11.42%2008: 11.7%2009: 11.03%2010: 10.3%2011: 10.68%2012: 10.72%2013: 10.57%2014: 9.92%2015: 10.18%2016: 10.19%2017: 9.82%2018: 10.32%2019: 10.24%2020: 10.38%2021: 10.51%2022: 11.25%2023: 11.57%2024: 12.09%2025: 12.31%
Change over the period: −3.07 pp Annual average: -0.15 pp
Bank capital to assets ratio — North Macedonia, by year North Macedonia All countries CSV XLSX
Year % Change, pp
2025 12.31 +0.22 pp
2024 12.09 +0.53 pp
2023 11.57 +0.32 pp
2022 11.25 +0.73 pp
2021 10.51 +0.13 pp
2020 10.38 +0.13 pp
2019 10.24 −0.08 pp
2018 10.32 +0.5 pp
2017 9.82 −0.36 pp
2016 10.19 +0 pp
2015 10.18 +0.26 pp
2014 9.92 −0.65 pp
2013 10.57 −0.15 pp
2012 10.72 +0.04 pp
2011 10.68 +0.38 pp
2010 10.3 −0.73 pp
2009 11.03 −0.67 pp
2008 11.7 +0.28 pp
2007 11.42 −1.44 pp
2006 12.85 −2.52 pp
2005 15.38

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.