Bank capital to assets ratio — all countries

Bank capital to assets ratio — Albania

Bank capital to assets ratio in Albania in 2025 — 9.19%. Ranked 40 in the world out of 89. Since 2010, the indicator has risen by 0.54 pp.

2025 9.19% +0.11 pp vs 2024
World rank 40of 89
Period maximum 9.19%2025
Period minimum 7.42%2014

Trend over time

2010–2025 · % of assets

Bank capital to assets ratio — Albania, 2010–202577.588.599.52010201220142016201820202022202420252010: 8.66%2011: 8.13%2012: 7.93%2013: 7.73%2014: 7.42%2015: 8.43%2016: 8.75%2017: 9.02%2018: 9.15%2019: 9.08%2020: 9.07%2021: 8.85%2022: 8.6%2023: 8.69%2024: 9.09%2025: 9.19%
Change over the period: +0.54 pp Annual average: 0.04 pp
Bank capital to assets ratio — Albania, by year Albania All countries CSV XLSX
Year % Change, pp
2025 9.19 +0.11 pp
2024 9.09 +0.39 pp
2023 8.69 +0.1 pp
2022 8.6 −0.25 pp
2021 8.85 −0.22 pp
2020 9.07 −0.01 pp
2019 9.08 −0.07 pp
2018 9.15 +0.13 pp
2017 9.02 +0.27 pp
2016 8.75 +0.32 pp
2015 8.43 +1.01 pp
2014 7.42 −0.31 pp
2013 7.73 −0.2 pp
2012 7.93 −0.2 pp
2011 8.13 −0.53 pp
2010 8.66

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.