Bank capital to assets ratio — all countries

Bank capital to assets ratio — Spain

Bank capital to assets ratio in Spain in 2025 — 5.74%. Ranked 82 in the world out of 89. Since 2012, the indicator has risen by 1.21 pp.

2025 5.74% −0.01 pp vs 2024
World rank 82of 89
Period maximum 6.15%2016
Period minimum 4.54%2012

Trend over time

2012–2025 · % of assets

Bank capital to assets ratio — Spain, 2012–20254.555.566.5201220142016201820202022202420252012: 4.54%2013: 5.34%2014: 5.62%2015: 6%2016: 6.15%2017: 6.06%2018: 6.05%2019: 6.1%2020: 5.91%2021: 5.78%2022: 5.52%2023: 5.66%2024: 5.75%2025: 5.74%
Change over the period: +1.21 pp Annual average: 0.09 pp
Bank capital to assets ratio — Spain, by year Spain All countries CSV XLSX
Year % Change, pp
2025 5.74 −0.01 pp
2024 5.75 +0.09 pp
2023 5.66 +0.14 pp
2022 5.52 −0.26 pp
2021 5.78 −0.13 pp
2020 5.91 −0.19 pp
2019 6.1 +0.05 pp
2018 6.05 −0.01 pp
2017 6.06 −0.1 pp
2016 6.15 +0.15 pp
2015 6 +0.38 pp
2014 5.62 +0.28 pp
2013 5.34 +0.8 pp
2012 4.54

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.