Bank capital to assets ratio — all countries

Bank capital to assets ratio — Croatia

Bank capital to assets ratio in Croatia in 2025 — 8.64%. Ranked 50 in the world out of 89. Since 2006, the indicator has fallen by 1.03 pp.

2025 8.64% −0.63 pp vs 2024
World rank 50of 89
Period maximum 13.24%2009
Period minimum 8.64%2025

Trend over time

2006–2025 · % of assets

Bank capital to assets ratio — Croatia, 2006–20258101214200620082010201220142016201820202022202420252006: 9.66%2007: 11.88%2008: 12.85%2009: 13.24%2010: 12.85%2011: 12.62%2012: 13%2013: 12.62%2014: 12.78%2015: 11.84%2016: 12.12%2017: 12.43%2018: 12.35%2019: 12.45%2020: 12.68%2021: 11.64%2022: 9.94%2023: 9.33%2024: 9.27%2025: 8.64%
Change over the period: −1.03 pp Annual average: -0.05 pp
Bank capital to assets ratio — Croatia, by year Croatia All countries CSV XLSX
Year % Change, pp
2025 8.64 −0.63 pp
2024 9.27 −0.06 pp
2023 9.33 −0.61 pp
2022 9.94 −1.7 pp
2021 11.64 −1.03 pp
2020 12.68 +0.23 pp
2019 12.45 +0.1 pp
2018 12.35 −0.08 pp
2017 12.43 +0.31 pp
2016 12.12 +0.28 pp
2015 11.84 −0.93 pp
2014 12.78 +0.16 pp
2013 12.62 −0.38 pp
2012 13 +0.37 pp
2011 12.62 −0.23 pp
2010 12.85 −0.39 pp
2009 13.24 +0.4 pp
2008 12.85 +0.97 pp
2007 11.88 +2.22 pp
2006 9.66

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.