Deposit interest rate in Montenegro in 2025 — 0.27%. Ranked 67 in the world out of 70. Since 2002, the indicator has fallen by 4.98 pp.
2002–2025 · % per annum
| Year | % | Change, pp |
|---|---|---|
| 2025 | 0.27 | +0.02 pp |
| 2024 | 0.25 | −0.02 pp |
| 2023 | 0.27 | −0.02 pp |
| 2022 | 0.29 | −0.08 pp |
| 2021 | 0.37 | −0.03 pp |
| 2020 | 0.4 | −0.06 pp |
| 2019 | 0.46 | −0.15 pp |
| 2018 | 0.61 | −0.27 pp |
| 2017 | 0.88 | −0.19 pp |
| 2016 | 1.07 | −0.39 pp |
| 2015 | 1.46 | −0.68 pp |
| 2014 | 2.14 | −0.77 pp |
| 2013 | 2.91 | −0.35 pp |
| 2012 | 3.26 | +0.13 pp |
| 2011 | 3.13 | −0.57 pp |
| 2010 | 3.7 | −0.11 pp |
| 2009 | 3.81 | −0.01 pp |
| 2008 | 3.82 | −1.14 pp |
| 2007 | 4.96 | −0.1 pp |
| 2006 | 5.06 | +0.22 pp |
| 2005 | 4.84 | −0.02 pp |
| 2004 | 4.87 | +0.01 pp |
| 2003 | 4.86 | −0.39 pp |
| 2002 | 5.25 | — |
The same indicator for neighboring countries — with links to their pages
The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.
Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.
Source: World Economic Outlook (IMF), license IMF open data.
The average rate at which banks lend to businesses and households.
Finance Real interest rateThe lending rate less inflation — the true cost of borrowed money.
Economy Consumer price inflationThe annual change in the consumer price index, in percent.
Finance Current account balanceThe balance of a country's external transactions as a percent of GDP: surplus or deficit.
Finance Current account balance (World Bank)The current account balance as a percent of GDP from World Bank data.
Finance Broad money (% of GDP)The amount of money in the economy as a percent of GDP — the depth of the financial system.
