Bank capital to assets ratio — all countries

Bank capital to assets ratio — Poland

Bank capital to assets ratio in Poland in 2025 — 6.12%. Ranked 74 in the world out of 89. Since 2008, the indicator has fallen by 1.42 pp.

2025 6.12% −0.16 pp vs 2024
World rank 74of 89
Period maximum 10.02%2017
Period minimum 6.12%2025

Trend over time

2008–2025 · % of assets

Bank capital to assets ratio — Poland, 2008–20256789101120082010201220142016201820202022202420252008: 7.54%2009: 8.08%2010: 8.2%2011: 7.82%2012: 8.69%2013: 9.1%2014: 8.94%2015: 9.37%2016: 9.51%2017: 10.02%2018: 8.74%2019: 8.52%2020: 7.81%2021: 6.75%2022: 6.53%2023: 6.32%2024: 6.28%2025: 6.12%
Change over the period: −1.42 pp Annual average: -0.08 pp
Bank capital to assets ratio — Poland, by year Poland All countries CSV XLSX
Year % Change, pp
2025 6.12 −0.16 pp
2024 6.28 −0.04 pp
2023 6.32 −0.21 pp
2022 6.53 −0.21 pp
2021 6.75 −1.06 pp
2020 7.81 −0.71 pp
2019 8.52 −0.22 pp
2018 8.74 −1.28 pp
2017 10.02 +0.5 pp
2016 9.51 +0.14 pp
2015 9.37 +0.43 pp
2014 8.94 −0.16 pp
2013 9.1 +0.4 pp
2012 8.69 +0.88 pp
2011 7.82 −0.38 pp
2010 8.2 +0.11 pp
2009 8.08 +0.54 pp
2008 7.54

Eastern Europe, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.