Bank capital to assets ratio in Romania in 2025 — 8.57%. Ranked 51 in the world out of 89. Since 2011, the indicator has risen by 0.49 pp.
2011–2025 · % of assets
| Year | % | Change, pp |
|---|---|---|
| 2025 | 8.57 | −0.05 pp |
| 2024 | 8.61 | +0.45 pp |
| 2023 | 8.17 | −0.39 pp |
| 2022 | 8.56 | −0.11 pp |
| 2021 | 8.67 | −1.7 pp |
| 2020 | 10.36 | +0.15 pp |
| 2019 | 10.22 | +0.86 pp |
| 2018 | 9.36 | +0.48 pp |
| 2017 | 8.88 | −0.03 pp |
| 2016 | 8.91 | +0.73 pp |
| 2015 | 8.18 | +0.79 pp |
| 2014 | 7.38 | −0.57 pp |
| 2013 | 7.96 | −0.06 pp |
| 2012 | 8.02 | −0.05 pp |
| 2011 | 8.07 | — |
The same indicator for neighboring countries — with links to their pages
The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.
Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.
Source: World Economic Outlook (IMF), license IMF open data.
The volume of bank lending to businesses and households as a percent of GDP.
Finance Broad money (% of GDP)The amount of money in the economy as a percent of GDP — the depth of the financial system.
Finance Lending interest rateThe average rate at which banks lend to businesses and households.
Finance Current account balanceThe balance of a country's external transactions as a percent of GDP: surplus or deficit.
Finance Current account balance (World Bank)The current account balance as a percent of GDP from World Bank data.
Finance Deposit interest rateThe average rate banks pay on deposits.
