Deposit interest rate in Romania in 2025 — 5.23%. Ranked 24 in the world out of 70. Since 1993, the indicator has fallen by 37.27 pp.
1993–2025 · % per annum
| Year | % | Change, pp |
|---|---|---|
| 2025 | 5.23 | −0.31 pp |
| 2024 | 5.53 | −0.9 pp |
| 2023 | 6.44 | +2.25 pp |
| 2022 | 4.19 | +2.61 pp |
| 2021 | 1.58 | −0.35 pp |
| 2020 | 1.93 | +0.14 pp |
| 2019 | 1.79 | +0.48 pp |
| 2018 | 1.3 | +0.42 pp |
| 2017 | 0.89 | −0.23 pp |
| 2016 | 1.11 | −0.78 pp |
| 2015 | 1.89 | −1.13 pp |
| 2014 | 3.02 | −1.53 pp |
| 2013 | 4.55 | −0.95 pp |
| 2012 | 5.51 | −0.79 pp |
| 2011 | 6.3 | −1.02 pp |
| 2010 | 7.31 | −4.67 pp |
| 2009 | 11.99 | +2.47 pp |
| 2008 | 9.51 | +2.81 pp |
| 2007 | 6.7 | +1.93 pp |
| 2006 | 4.77 | −1.65 pp |
| 2005 | 6.42 | −5.12 pp |
| 2004 | 11.54 | +0.51 pp |
| 2003 | 11.02 | −8.21 pp |
| 2002 | 19.23 | −7.63 pp |
| 2001 | 26.87 | −6.24 pp |
| 2000 | 33.11 | −12.76 pp |
| 1999 | 45.87 | +8.59 pp |
| 1998 | 37.28 | −18.56 pp |
| 1997 | 55.83 | +18.57 pp |
| 1996 | 37.26 | −7.47 pp |
| 1995 | 44.73 | −12.28 pp |
| 1994 | 57 | +14.5 pp |
| 1993 | 42.5 | — |
The same indicator for neighboring countries — with links to their pages
The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.
Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.
Source: World Economic Outlook (IMF), license IMF open data.
The average rate at which banks lend to businesses and households.
Finance Real interest rateThe lending rate less inflation — the true cost of borrowed money.
Economy Consumer price inflationThe annual change in the consumer price index, in percent.
Finance Current account balanceThe balance of a country's external transactions as a percent of GDP: surplus or deficit.
Finance Current account balance (World Bank)The current account balance as a percent of GDP from World Bank data.
Finance Broad money (% of GDP)The amount of money in the economy as a percent of GDP — the depth of the financial system.
