Deposit interest rate in Moldova in 2025 — 4.76%. Ranked 27 in the world out of 70. Since 1995, the indicator has fallen by 21.74 pp.
1995–2025 · % per annum
| Year | % | Change, pp |
|---|---|---|
| 2025 | 4.76 | +1.42 pp |
| 2024 | 3.34 | −3.63 pp |
| 2023 | 6.97 | −2.35 pp |
| 2022 | 9.32 | +5.86 pp |
| 2021 | 3.46 | −0.37 pp |
| 2020 | 3.83 | −0.78 pp |
| 2019 | 4.6 | +0.11 pp |
| 2018 | 4.49 | −1.28 pp |
| 2017 | 5.77 | −4.95 pp |
| 2016 | 10.73 | −1.24 pp |
| 2015 | 11.97 | +6.25 pp |
| 2014 | 5.72 | −1.51 pp |
| 2013 | 7.23 | −0.4 pp |
| 2012 | 7.63 | +0.06 pp |
| 2011 | 7.57 | −0.1 pp |
| 2010 | 7.67 | −7.27 pp |
| 2009 | 14.94 | −2.99 pp |
| 2008 | 17.93 | +2.92 pp |
| 2007 | 15.01 | +3.13 pp |
| 2006 | 11.88 | −1.34 pp |
| 2005 | 13.22 | −1.9 pp |
| 2004 | 15.12 | +2.56 pp |
| 2003 | 12.55 | −1.65 pp |
| 2002 | 14.2 | −6.73 pp |
| 2001 | 20.93 | −3.93 pp |
| 2000 | 24.87 | −2.68 pp |
| 1999 | 27.54 | +5.87 pp |
| 1998 | 21.68 | −1.79 pp |
| 1997 | 23.47 | −1.96 pp |
| 1996 | 25.43 | −1.08 pp |
| 1995 | 26.5 | — |
The same indicator for neighboring countries — with links to their pages
The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.
Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.
Source: World Economic Outlook (IMF), license IMF open data.
The average rate at which banks lend to businesses and households.
Finance Real interest rateThe lending rate less inflation — the true cost of borrowed money.
Economy Consumer price inflationThe annual change in the consumer price index, in percent.
Finance Current account balanceThe balance of a country's external transactions as a percent of GDP: surplus or deficit.
Finance Current account balance (World Bank)The current account balance as a percent of GDP from World Bank data.
Finance Broad money (% of GDP)The amount of money in the economy as a percent of GDP — the depth of the financial system.
