Deposit interest rate in Czechia in 2025 — 1.6%. Ranked 49 in the world out of 70. Since 1993, the indicator has fallen by 5.43 pp.
1993–2025 · % per annum
| Year | % | Change, pp |
|---|---|---|
| 2025 | 1.6 | −0.45 pp |
| 2024 | 2.04 | −0.37 pp |
| 2023 | 2.41 | +1.01 pp |
| 2022 | 1.4 | +1.16 pp |
| 2021 | 0.23 | −0.07 pp |
| 2020 | 0.3 | −0.08 pp |
| 2019 | 0.39 | +0.11 pp |
| 2018 | 0.28 | +0 pp |
| 2017 | 0.28 | −0.1 pp |
| 2016 | 0.37 | −0.16 pp |
| 2015 | 0.53 | −0.17 pp |
| 2014 | 0.7 | −0.16 pp |
| 2013 | 0.86 | −0.16 pp |
| 2012 | 1.02 | −0.01 pp |
| 2011 | 1.04 | −0.04 pp |
| 2010 | 1.08 | −0.18 pp |
| 2009 | 1.27 | −0.35 pp |
| 2008 | 1.61 | +0.29 pp |
| 2007 | 1.32 | +0.14 pp |
| 2006 | 1.19 | +0.01 pp |
| 2005 | 1.17 | −0.11 pp |
| 2004 | 1.28 | −0.05 pp |
| 2003 | 1.33 | −0.66 pp |
| 2002 | 2 | −0.88 pp |
| 2001 | 2.87 | −0.55 pp |
| 2000 | 3.42 | −1.06 pp |
| 1999 | 4.48 | −3.6 pp |
| 1998 | 8.08 | +0.36 pp |
| 1997 | 7.71 | +0.92 pp |
| 1996 | 6.79 | −0.17 pp |
| 1995 | 6.96 | −0.11 pp |
| 1994 | 7.07 | +0.04 pp |
| 1993 | 7.03 | — |
The same indicator for neighboring countries — with links to their pages
The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.
Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.
Source: World Economic Outlook (IMF), license IMF open data.
The average rate at which banks lend to businesses and households.
Finance Real interest rateThe lending rate less inflation — the true cost of borrowed money.
Economy Consumer price inflationThe annual change in the consumer price index, in percent.
Finance Current account balanceThe balance of a country's external transactions as a percent of GDP: surplus or deficit.
Finance Current account balance (World Bank)The current account balance as a percent of GDP from World Bank data.
Finance Broad money (% of GDP)The amount of money in the economy as a percent of GDP — the depth of the financial system.
