Credit to the private sector — all countries

Credit to the private sector — Romania

Credit to the private sector in Romania in 2025 — 22.07%. Ranked 70 in the world out of 87. Since 1996, the indicator has risen by 11.08 pp.

2025 22.07% −0.66 pp vs 2024
World rank 70of 87
Period maximum 38.29%2010
Period minimum 7.13%2000

Trend over time

1996–2025 · % of GDP

Credit to the private sector — Romania, 1996–2025010203040199619992002200520082011201420172020202320251996: 10.99%1997: 8.29%1998: 11.67%1999: 7.99%2000: 7.13%2001: 8.65%2002: 10.09%2003: 14.13%2004: 15.78%2005: 20.06%2006: 26.01%2007: 34%2008: 35.91%2009: 37.01%2010: 38.29%2011: 37.43%2012: 35.96%2013: 34.17%2014: 31.09%2015: 29.9%2016: 28.56%2017: 26.67%2018: 25.69%2019: 24.72%2020: 25.85%2021: 26.49%2022: 25.22%2023: 23.25%2024: 22.73%2025: 22.07%
Change over the period: +11.08 pp Annual average: 0.38 pp
Credit to the private sector — Romania, by year Romania All countries CSV XLSX
Year % Change, pp
2025 22.07 −0.66 pp
2024 22.73 −0.52 pp
2023 23.25 −1.97 pp
2022 25.22 −1.27 pp
2021 26.49 +0.63 pp
2020 25.85 +1.14 pp
2019 24.72 −0.98 pp
2018 25.69 −0.98 pp
2017 26.67 −1.89 pp
2016 28.56 −1.35 pp
2015 29.9 −1.18 pp
2014 31.09 −3.08 pp
2013 34.17 −1.79 pp
2012 35.96 −1.47 pp
2011 37.43 −0.85 pp
2010 38.29 +1.28 pp
2009 37.01 +1.09 pp
2008 35.91 +1.91 pp
2007 34 +7.99 pp
2006 26.01 +5.95 pp
2005 20.06 +4.28 pp
2004 15.78 +1.65 pp
2003 14.13 +4.04 pp
2002 10.09 +1.44 pp
2001 8.65 +1.53 pp
2000 7.13 −0.86 pp
1999 7.99 −3.68 pp
1998 11.67 +3.38 pp
1997 8.29 −2.7 pp
1996 10.99

About the indicator

Domestic credit to the private sector by financial institutions as a percent of GDP: loans, purchases of non-equity securities, trade credit and other accounts receivable. An indicator of financial development, but of potential risk as well: growth that is too fast relative to GDP is one of the most reliable precursors of banking crises.

Source: World Economic Outlook (IMF), license IMF open data.