Bank capital to assets ratio — all countries

Bank capital to assets ratio — Zambia

Bank capital to assets ratio in Zambia in 2025 — 12.6%. Ranked 16 in the world out of 89. Since 2007, the indicator has fallen by 2.62 pp.

2025 12.6% +1.19 pp vs 2024
World rank 16of 89
Period maximum 17.48%2008
Period minimum 3.5%2009

Trend over time

2007–2025 · % of assets

Bank capital to assets ratio — Zambia, 2007–20250510152020072009201120132015201720192021202320252007: 15.22%2008: 17.48%2009: 3.5%2010: 8.99%2011: 8.92%2012: 10.98%2013: 13.48%2014: 13.75%2015: 11.16%2016: 12.09%2017: 11.65%2018: 11.16%2019: 11.09%2020: 8.48%2021: 10.26%2022: 10.13%2023: 10.89%2024: 11.41%2025: 12.6%
Change over the period: −2.62 pp Annual average: -0.15 pp
Bank capital to assets ratio — Zambia, by year Zambia All countries CSV XLSX
Year % Change, pp
2025 12.6 +1.19 pp
2024 11.41 +0.52 pp
2023 10.89 +0.76 pp
2022 10.13 −0.12 pp
2021 10.26 +1.78 pp
2020 8.48 −2.61 pp
2019 11.09 −0.07 pp
2018 11.16 −0.5 pp
2017 11.65 −0.43 pp
2016 12.09 +0.93 pp
2015 11.16 −2.59 pp
2014 13.75 +0.27 pp
2013 13.48 +2.51 pp
2012 10.98 +2.06 pp
2011 8.92 −0.07 pp
2010 8.99 +5.49 pp
2009 3.5 −13.98 pp
2008 17.48 +2.26 pp
2007 15.22

Eastern Africa, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.