Bank capital to assets ratio — all countries

Bank capital to assets ratio — Germany

Bank capital to assets ratio in Germany in 2025 — 7.49%. Ranked 62 in the world out of 89. Since 2022, the indicator has risen by 0.49 pp.

2025 7.49% +0.11 pp vs 2024
World rank 62of 89
Period maximum 7.49%2025
Period minimum 7%2022

Trend over time

2022–2025 · % of assets

Bank capital to assets ratio — Germany, 2022–202577.27.47.620222023202420252022: 7%2023: 7.29%2024: 7.38%2025: 7.49%
Change over the period: +0.49 pp Annual average: 0.16 pp
Bank capital to assets ratio — Germany, by year Germany All countries CSV XLSX
Year % Change, pp
2025 7.49 +0.11 pp
2024 7.38 +0.08 pp
2023 7.29 +0.29 pp
2022 7

Western Europe, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The ratio of the book capital and reserves of banks to their total assets, without risk weighting. A simple but crude indicator of soundness: it does not account for the quality of assets, so in supervisory practice it is supplemented by capital adequacy requirements under the Basel standards.

Important: There are no aggregates for country groups: the correct weight is the total assets of banks, and we have no such series. The ratio is computed on book values, without adjusting for the risk of assets.

Source: World Economic Outlook (IMF), license IMF open data.