Out-of-pocket health expenditure — all countries

Out-of-pocket health expenditure — Montenegro

Out-of-pocket health expenditure in Montenegro in 2023 — 26.33%. Ranked 87 in the world out of 192. Since 2011, the indicator has fallen by 12.47 pp.

2023 26.33% +0.86 pp vs 2022
World rank 87of 192
Period maximum 42.17%2017
Period minimum 25.47%2022

Trend over time

2011–2023 · % of health expenditure

Out-of-pocket health expenditure — Montenegro, 2011–2023253035404520112013201520172019202120232011: 38.8%2012: 35.91%2013: 42.08%2014: 39.12%2015: 37.73%2016: 38.23%2017: 42.17%2018: 39.61%2019: 38.56%2020: 36.55%2021: 38.08%2022: 25.47%2023: 26.33%
Change over the period: −12.47 pp Annual average: -1.04 pp

Comparison, 2023

How the value compares with the world and the groups this territory belongs to: Montenegro

Montenegro 26.33%
World 17.33%
Southern Europe computed 24.72%
Out-of-pocket health expenditure — Montenegro, by year Montenegro All countries CSV XLSX
Year % Change, pp
2023 26.33 +0.86 pp
2022 25.47 −12.61 pp
2021 38.08 +1.53 pp
2020 36.55 −2.01 pp
2019 38.56 −1.05 pp
2018 39.61 −2.55 pp
2017 42.17 +3.93 pp
2016 38.23 +0.51 pp
2015 37.73 −1.39 pp
2014 39.12 −2.96 pp
2013 42.08 +6.16 pp
2012 35.91 −2.89 pp
2011 38.8

About the indicator

Payments people make for medical care directly at the point of use — as a percent of all current health expenditure in the country. Insurance contributions and taxes are excluded: only what a person takes out of their pocket at the counter. The indicator is considered a key measure of financial protection: the higher it is, the more often illness means ruin, and WHO tracks it as an indicator of the risk of catastrophic household spending.

Important: A high value means weak protection, not an active private sector: voluntary insurance is not part of this indicator, so a country with developed private insurance can have a low share of out-of-pocket payments.

Source: Global Health Observatory (WHO), license CC BY-NC-SA 3.0 IGO.