Deposit interest rate in China in 2024 — 1.5%. Ranked 73 in the world out of 90. Since 1980, the indicator has fallen by 3.9 pp.
1980–2024 · % per annum
| Year | % | Change, pp |
|---|---|---|
| 2024 | 1.5 | +0 pp |
| 2023 | 1.5 | +0 pp |
| 2022 | 1.5 | +0 pp |
| 2021 | 1.5 | +0 pp |
| 2020 | 1.5 | +0 pp |
| 2019 | 1.5 | +0 pp |
| 2018 | 1.5 | +0 pp |
| 2017 | 1.5 | +0 pp |
| 2016 | 1.5 | +0 pp |
| 2015 | 1.5 | −1.25 pp |
| 2014 | 2.75 | −0.25 pp |
| 2013 | 3 | +0 pp |
| 2012 | 3 | −0.5 pp |
| 2011 | 3.5 | +0.75 pp |
| 2010 | 2.75 | +0.5 pp |
| 2009 | 2.25 | +0 pp |
| 2008 | 2.25 | −1.89 pp |
| 2007 | 4.14 | +1.62 pp |
| 2006 | 2.52 | +0.27 pp |
| 2005 | 2.25 | +0 pp |
| 2004 | 2.25 | +0.27 pp |
| 2003 | 1.98 | +0 pp |
| 2002 | 1.98 | −0.27 pp |
| 2001 | 2.25 | +0 pp |
| 2000 | 2.25 | +0 pp |
| 1999 | 2.25 | −1.53 pp |
| 1998 | 3.78 | −1.89 pp |
| 1997 | 5.67 | −1.8 pp |
| 1996 | 7.47 | −3.51 pp |
| 1995 | 10.98 | +0 pp |
| 1994 | 10.98 | +0 pp |
| 1993 | 10.98 | +3.42 pp |
| 1992 | 7.56 | +0 pp |
| 1991 | 7.56 | −1.08 pp |
| 1990 | 8.64 | −2.7 pp |
| 1989 | 11.34 | +2.7 pp |
| 1988 | 8.64 | +1.44 pp |
| 1987 | 7.2 | +0 pp |
| 1986 | 7.2 | +0 pp |
| 1985 | 7.2 | +1.44 pp |
| 1984 | 5.76 | −0 pp |
| 1983 | 5.76 | +0 pp |
| 1982 | 5.76 | +0.36 pp |
| 1981 | 5.4 | +0 pp |
| 1980 | 5.4 | — |
The same indicator for neighboring countries — with links to their pages
The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.
Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.
Source: World Economic Outlook (IMF), license IMF open data.
The average rate at which banks lend to businesses and households.
Finance Real interest rateThe lending rate less inflation — the true cost of borrowed money.
Economy Consumer price inflationThe annual change in the consumer price index, in percent.
Finance Current account balanceThe balance of a country's external transactions as a percent of GDP: surplus or deficit.
Finance Current account balance (World Bank)The current account balance as a percent of GDP from World Bank data.
Finance Broad money (% of GDP)The amount of money in the economy as a percent of GDP — the depth of the financial system.
