Deposit interest rate in South Korea in 2025 — 2.73%. Ranked 37 in the world out of 70. Since 1996, the indicator has fallen by 7.37 pp.
1996–2025 · % per annum
| Year | % | Change, pp |
|---|---|---|
| 2025 | 2.73 | −0.75 pp |
| 2024 | 3.48 | −0.36 pp |
| 2023 | 3.84 | +0.72 pp |
| 2022 | 3.12 | +1.93 pp |
| 2021 | 1.2 | +0.04 pp |
| 2020 | 1.16 | −0.69 pp |
| 2019 | 1.85 | −0.17 pp |
| 2018 | 2.03 | +0.36 pp |
| 2017 | 1.67 | +0.11 pp |
| 2016 | 1.56 | −0.25 pp |
| 2015 | 1.81 | −0.73 pp |
| 2014 | 2.54 | −0.36 pp |
| 2013 | 2.89 | −0.81 pp |
| 2012 | 3.7 | −0.45 pp |
| 2011 | 4.15 | +0.3 pp |
| 2010 | 3.86 | +0.37 pp |
| 2009 | 3.48 | −2.39 pp |
| 2008 | 5.87 | +0.7 pp |
| 2007 | 5.17 | +0.67 pp |
| 2006 | 4.5 | +0.78 pp |
| 2005 | 3.72 | −0.15 pp |
| 2004 | 3.87 | −0.38 pp |
| 2003 | 4.25 | −0.7 pp |
| 2002 | 4.95 | −0.84 pp |
| 2001 | 5.79 | −2.15 pp |
| 2000 | 7.94 | −0.01 pp |
| 1999 | 7.95 | −5.34 pp |
| 1998 | 13.29 | +2.48 pp |
| 1997 | 10.81 | +0.7 pp |
| 1996 | 10.11 | — |
The same indicator for neighboring countries — with links to their pages
The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.
Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.
Source: World Economic Outlook (IMF), license IMF open data.
The average rate at which banks lend to businesses and households.
Finance Real interest rateThe lending rate less inflation — the true cost of borrowed money.
Economy Consumer price inflationThe annual change in the consumer price index, in percent.
Finance Current account balanceThe balance of a country's external transactions as a percent of GDP: surplus or deficit.
Finance Current account balance (World Bank)The current account balance as a percent of GDP from World Bank data.
Finance Broad money (% of GDP)The amount of money in the economy as a percent of GDP — the depth of the financial system.
