Out-of-pocket health expenditure — all countries

Out-of-pocket health expenditure — Germany

Out-of-pocket health expenditure in Germany in 2024 — 10.71%. Ranked 4 in the world out of 22. Since 2000, the indicator has fallen by 1.1 pp.

2024 10.71% −0.35 pp vs 2023
World rank 4of 22
Period maximum 13.9%2006
Period minimum 10.43%2022

Trend over time

2000–2024 · % of health expenditure

Out-of-pocket health expenditure — Germany, 2000–202410111213142000200320062009201220152018202120242000: 11.8%2001: 11.78%2002: 12.05%2003: 12.26%2004: 13.49%2005: 13.56%2006: 13.9%2007: 13.76%2008: 13.46%2009: 13.26%2010: 13.3%2011: 13.32%2012: 13.49%2013: 12.69%2014: 12.35%2015: 12.35%2016: 12.19%2017: 12.02%2018: 12.18%2019: 12.38%2020: 11.34%2021: 11.36%2022: 10.43%2023: 11.05%2024: 10.71%
Change over the period: −1.1 pp Annual average: -0.05 pp

Comparison, 2024

How the value compares with the world and the groups this territory belongs to: Germany

Germany 10.71%
Western Europe computed 11.34%
Out-of-pocket health expenditure — Germany, by year Germany All countries CSV XLSX
Year % Change, pp
2024 10.71 −0.35 pp
2023 11.05 +0.62 pp
2022 10.43 −0.93 pp
2021 11.36 +0.03 pp
2020 11.34 −1.04 pp
2019 12.38 +0.2 pp
2018 12.18 +0.16 pp
2017 12.02 −0.17 pp
2016 12.19 −0.17 pp
2015 12.35 +0 pp
2014 12.35 −0.34 pp
2013 12.69 −0.8 pp
2012 13.49 +0.17 pp
2011 13.32 +0.02 pp
2010 13.3 +0.04 pp
2009 13.26 −0.2 pp
2008 13.46 −0.3 pp
2007 13.76 −0.13 pp
2006 13.9 +0.33 pp
2005 13.56 +0.07 pp
2004 13.49 +1.23 pp
2003 12.26 +0.22 pp
2002 12.05 +0.27 pp
2001 11.78 −0.02 pp
2000 11.8

Western Europe, 2024

The same indicator for neighboring countries — with links to their pages

About the indicator

Payments people make for medical care directly at the point of use — as a percent of all current health expenditure in the country. Insurance contributions and taxes are excluded: only what a person takes out of their pocket at the counter. The indicator is considered a key measure of financial protection: the higher it is, the more often illness means ruin, and WHO tracks it as an indicator of the risk of catastrophic household spending.

Important: A high value means weak protection, not an active private sector: voluntary insurance is not part of this indicator, so a country with developed private insurance can have a low share of out-of-pocket payments.

Source: Global Health Observatory (WHO), license CC BY-NC-SA 3.0 IGO.