Out-of-pocket health expenditure — all countries

Out-of-pocket health expenditure — Euro area

Out-of-pocket health expenditure in the Euro area in 2024 — 12.82%. Since 2000, the indicator has fallen by 2.54 pp.

2024 12.82% −1.96 pp vs 2023
World rank
Period maximum 16.31%2012
Period minimum 12.82%2024

Trend over time

2000–2024 · % of health expenditure

Out-of-pocket health expenditure — Euro area, 2000–20241213141516172000200320062009201220152018202120242000: 15.36%2001: 15.11%2002: 15.1%2003: 15.23%2004: 15.56%2005: 15.44%2006: 15.82%2007: 15.78%2008: 15.88%2009: 15.48%2010: 15.85%2011: 16.1%2012: 16.31%2013: 15.97%2014: 16.1%2015: 16.1%2016: 15.75%2017: 15.92%2018: 15.87%2019: 15.8%2020: 14.41%2021: 14.59%2022: 14.49%2023: 14.78%2024: 12.82%
Change over the period: −2.54 pp Annual average: -0.11 pp
Out-of-pocket health expenditure — Euro area, by year Euro area All countries CSV XLSX
Year % Change, pp
2024 12.82 −1.96 pp
2023 14.78 +0.28 pp
2022 14.49 −0.1 pp
2021 14.59 +0.18 pp
2020 14.41 −1.39 pp
2019 15.8 −0.06 pp
2018 15.87 −0.06 pp
2017 15.92 +0.17 pp
2016 15.75 −0.35 pp
2015 16.1 −0 pp
2014 16.1 +0.14 pp
2013 15.97 −0.34 pp
2012 16.31 +0.21 pp
2011 16.1 +0.25 pp
2010 15.85 +0.37 pp
2009 15.48 −0.39 pp
2008 15.88 +0.1 pp
2007 15.78 −0.05 pp
2006 15.82 +0.38 pp
2005 15.44 −0.13 pp
2004 15.56 +0.34 pp
2003 15.23 +0.13 pp
2002 15.1 −0.01 pp
2001 15.11 −0.25 pp
2000 15.36

About the indicator

Payments people make for medical care directly at the point of use — as a percent of all current health expenditure in the country. Insurance contributions and taxes are excluded: only what a person takes out of their pocket at the counter. The indicator is considered a key measure of financial protection: the higher it is, the more often illness means ruin, and WHO tracks it as an indicator of the risk of catastrophic household spending.

Important: A high value means weak protection, not an active private sector: voluntary insurance is not part of this indicator, so a country with developed private insurance can have a low share of out-of-pocket payments.

Source: Global Health Observatory (WHO), license CC BY-NC-SA 3.0 IGO.