Real interest rate — all countries

Real interest rate — Seychelles

Real interest rate in the Seychelles in 2025 — 7.07%. Ranked 23 in the world out of 67. Since 1989, the indicator has fallen by 6.04 pp.

2025 7.07% +0.38 pp vs 2024
World rank 23of 67
Period maximum 23.74%1996
Period minimum -15.25%2008

Trend over time

1989–2025 · % per annum

Real interest rate — Seychelles, 1989–2025-20-10010203019891993199720012005200920132017202120251989: 13.1%1990: 8.72%1991: 17.99%1992: 10.41%1993: 12.31%1994: 12.72%1995: 18.21%1996: 23.74%1997: 13.88%1998: 3.52%1999: 8.93%2000: 9.37%2001: 4.21%2002: 6.73%2003: 4.41%2004: -11.78%2005: 9.27%2006: 8.49%2007: -0.17%2008: -15.25%2009: -10.01%2010: 15.14%2011: 10.02%2012: 1.59%2013: 6.29%2014: 4.9%2015: 13.5%2016: 15%2017: 9.68%2018: 8.57%2019: 12.46%2020: 6.06%2021: 6.24%2022: 5.68%2023: 8.02%2024: 6.68%2025: 7.07%
Change over the period: −6.04 pp Annual average: -0.17 pp
Real interest rate — Seychelles, by year Seychelles All countries CSV XLSX
Year % Change, pp
2025 7.07 +0.38 pp
2024 6.68 −1.34 pp
2023 8.02 +2.34 pp
2022 5.68 −0.55 pp
2021 6.24 +0.18 pp
2020 6.06 −6.4 pp
2019 12.46 +3.9 pp
2018 8.57 −1.12 pp
2017 9.68 −5.31 pp
2016 15 +1.5 pp
2015 13.5 +8.6 pp
2014 4.9 −1.39 pp
2013 6.29 +4.7 pp
2012 1.59 −8.43 pp
2011 10.02 −5.12 pp
2010 15.14 +25.16 pp
2009 -10.01 +5.24 pp
2008 -15.25 −15.08 pp
2007 -0.17 −8.65 pp
2006 8.49 −0.78 pp
2005 9.27 +21.04 pp
2004 -11.78 −16.18 pp
2003 4.41 −2.32 pp
2002 6.73 +2.52 pp
2001 4.21 −5.16 pp
2000 9.37 +0.44 pp
1999 8.93 +5.41 pp
1998 3.52 −10.36 pp
1997 13.88 −9.85 pp
1996 23.74 +5.53 pp
1995 18.21 +5.49 pp
1994 12.72 +0.41 pp
1993 12.31 +1.9 pp
1992 10.41 −7.58 pp
1991 17.99 +9.26 pp
1990 8.72 −4.38 pp
1989 13.1

Eastern Africa, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The lending interest rate adjusted for inflation by the GDP deflator. It shows the real cost of borrowed funds for the economy. Negative values mean that inflation erodes debt faster than interest accrues on it — a situation that favors borrowers and works against lenders and depositors.

Important: There are no aggregates for country groups: a weight by the volume of credit is needed, and we do not have it. The rate is already net of inflation, so negative values are normal — they mean borrowing costs less than inflation erodes.

Source: World Economic Outlook (IMF), license IMF open data.