Real interest rate — all countries

Real interest rate — Mozambique

Real interest rate in Mozambique in 2025 — 18.75%. Ranked 3 in the world out of 67. Since 1997, the indicator has risen by 1.18 pp.

2025 18.75% +4.41 pp vs 2024
World rank 3of 67
Period maximum 20.31%2003
Period minimum 6.65%2000

Trend over time

1997–2025 · % per annum

Real interest rate — Mozambique, 1997–2025010203019972000200320062009201220152018202120241997: 17.57%1998: 17.14%1999: 9.81%2000: 6.65%2001: 6.92%2002: 15.37%2003: 20.31%2004: 15.39%2005: 11.31%2006: 10.33%2007: 11.24%2008: 12.51%2009: 14%2010: 8.01%2011: 16.37%2012: 13.22%2013: 12.4%2014: 13.56%2015: 7.29%2016: 8.04%2017: 18.41%2018: 18.49%2019: 13.64%2020: 13.48%2021: 13.02%2022: 10.06%2023: 17.7%2024: 14.33%2025: 18.75%
Change over the period: +1.18 pp Annual average: 0.04 pp
Real interest rate — Mozambique, by year Mozambique All countries CSV XLSX
Year % Change, pp
2025 18.75 +4.41 pp
2024 14.33 −3.37 pp
2023 17.7 +7.64 pp
2022 10.06 −2.96 pp
2021 13.02 −0.45 pp
2020 13.48 −0.17 pp
2019 13.64 −4.84 pp
2018 18.49 +0.08 pp
2017 18.41 +10.37 pp
2016 8.04 +0.75 pp
2015 7.29 −6.27 pp
2014 13.56 +1.17 pp
2013 12.4 −0.82 pp
2012 13.22 −3.15 pp
2011 16.37 +8.36 pp
2010 8.01 −5.99 pp
2009 14 +1.49 pp
2008 12.51 +1.27 pp
2007 11.24 +0.92 pp
2006 10.33 −0.98 pp
2005 11.31 −4.08 pp
2004 15.39 −4.92 pp
2003 20.31 +4.94 pp
2002 15.37 +8.44 pp
2001 6.92 +0.27 pp
2000 6.65 −3.16 pp
1999 9.81 −7.32 pp
1998 17.14 −0.43 pp
1997 17.57

Eastern Africa, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The lending interest rate adjusted for inflation by the GDP deflator. It shows the real cost of borrowed funds for the economy. Negative values mean that inflation erodes debt faster than interest accrues on it — a situation that favors borrowers and works against lenders and depositors.

Important: There are no aggregates for country groups: a weight by the volume of credit is needed, and we do not have it. The rate is already net of inflation, so negative values are normal — they mean borrowing costs less than inflation erodes.

Source: World Economic Outlook (IMF), license IMF open data.