Real interest rate — all countries

Real interest rate — Colombia

Real interest rate in Colombia in 2025 — 8.43%. Ranked 15 in the world out of 67. Since 1986, the indicator has fallen by 0.12 pp.

2025 8.43% −0.99 pp vs 2024
World rank 15of 67
Period maximum 23.38%1998
Period minimum -11.14%2000

Trend over time

1986–2025 · % per annum

Real interest rate — Colombia, 1986–2025-20-100102030198619901994199820022006201020142018202220251986: 8.56%1987: 13.87%1988: 11.19%1989: 14.2%1990: -5.1%1991: 15.29%1992: 11.46%1993: 8.36%1994: 14.55%1995: 19.54%1996: 20.96%1997: 14.44%1998: 23.38%1999: 14.92%2000: -11.14%2001: 13.33%2002: 9.78%2003: 7.82%2004: 7.27%2005: 9.36%2006: 6.7%2007: 9.68%2008: 8.82%2009: 8.59%2010: 5.37%2011: 4.54%2012: 8.66%2013: 8.91%2014: 8.44%2015: 8.79%2016: 9.03%2017: 8.13%2018: 7.15%2019: 7.47%2020: 8.25%2021: 1.42%2022: 0.77%2023: 13.12%2024: 9.42%2025: 8.43%
Change over the period: −0.12 pp Annual average: 0 pp
Real interest rate — Colombia, by year Colombia All countries CSV XLSX
Year % Change, pp
2025 8.43 −0.99 pp
2024 9.42 −3.7 pp
2023 13.12 +12.35 pp
2022 0.77 −0.66 pp
2021 1.42 −6.82 pp
2020 8.25 +0.78 pp
2019 7.47 +0.31 pp
2018 7.15 −0.98 pp
2017 8.13 −0.9 pp
2016 9.03 +0.25 pp
2015 8.79 +0.34 pp
2014 8.44 −0.47 pp
2013 8.91 +0.25 pp
2012 8.66 +4.11 pp
2011 4.54 −0.83 pp
2010 5.37 −3.22 pp
2009 8.59 −0.23 pp
2008 8.82 −0.86 pp
2007 9.68 +2.98 pp
2006 6.7 −2.67 pp
2005 9.36 +2.09 pp
2004 7.27 −0.55 pp
2003 7.82 −1.95 pp
2002 9.78 −3.56 pp
2001 13.33 +24.47 pp
2000 -11.14 −26.06 pp
1999 14.92 −8.46 pp
1998 23.38 +8.94 pp
1997 14.44 −6.52 pp
1996 20.96 +1.42 pp
1995 19.54 +4.99 pp
1994 14.55 +6.19 pp
1993 8.36 −3.1 pp
1992 11.46 −3.83 pp
1991 15.29 +20.38 pp
1990 -5.1 −19.3 pp
1989 14.2 +3.01 pp
1988 11.19 −2.68 pp
1987 13.87 +5.31 pp
1986 8.56

South America, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The lending interest rate adjusted for inflation by the GDP deflator. It shows the real cost of borrowed funds for the economy. Negative values mean that inflation erodes debt faster than interest accrues on it — a situation that favors borrowers and works against lenders and depositors.

Important: There are no aggregates for country groups: a weight by the volume of credit is needed, and we do not have it. The rate is already net of inflation, so negative values are normal — they mean borrowing costs less than inflation erodes.

Source: World Economic Outlook (IMF), license IMF open data.