Lending interest rate — all countries

Lending interest rate — Malta

Lending interest rate in Malta in 2013 — 4.71%. Ranked 13 in the world out of 142. Since 1995, the indicator has fallen by 2.67 pp.

2013 4.71% +0 pp vs 2012
World rank 13of 142
Period maximum 8.09%1998
Period minimum 4.47%2009

Trend over time

1995–2013 · % per annum

Lending interest rate — Malta, 1995–201345678919951997199920012003200520072009201120131995: 7.38%1996: 7.77%1997: 7.99%1998: 8.09%1999: 7.7%2000: 7.28%2001: 6.9%2002: 6.04%2003: 5.85%2004: 5.32%2005: 5.51%2006: 5.65%2007: 6.24%2008: 5.89%2009: 4.47%2010: 4.6%2011: 4.75%2012: 4.7%2013: 4.71%
Change over the period: −2.67 pp Annual average: -0.15 pp
Lending interest rate — Malta, by year Malta All countries CSV XLSX
Year % Change, pp
2013 4.71 +0 pp
2012 4.7 −0.04 pp
2011 4.75 +0.15 pp
2010 4.6 +0.13 pp
2009 4.47 −1.42 pp
2008 5.89 −0.35 pp
2007 6.24 +0.58 pp
2006 5.65 +0.15 pp
2005 5.51 +0.18 pp
2004 5.32 −0.53 pp
2003 5.85 −0.19 pp
2002 6.04 −0.86 pp
2001 6.9 −0.38 pp
2000 7.28 −0.42 pp
1999 7.7 −0.39 pp
1998 8.09 +0.09 pp
1997 7.99 +0.23 pp
1996 7.77 +0.39 pp
1995 7.38

About the indicator

The average rate at which banks extend short- and medium-term credit to the private sector. The methodology differs across countries — different maturities, types of borrower, collateral — so levels are not strictly comparable; the movement within a country, on the other hand, is telling and tracks the decisions of the central bank closely.

Important: There are no aggregates for country groups: rates can only be averaged by the volume of credit, and we have no such series. The difference between the lending and the deposit rate is the interest spread, an indirect measure of the efficiency of a banking system.

Source: World Economic Outlook (IMF), license IMF open data.