Lending interest rate — all countries

Lending interest rate — San Marino

Lending interest rate in San Marino in 2025 — 4.62%. Ranked 7 in the world out of 69. Since 2001, the indicator has fallen by 3.48 pp.

2025 4.62% −0.88 pp vs 2024
World rank 7of 69
Period maximum 8.1%2001
Period minimum 2.49%2015

Trend over time

2001–2025 · % per annum

Lending interest rate — San Marino, 2001–202502.557.5102001200420072010201320162019202220252001: 8.1%2002: 7.95%2003: 7.49%2004: 7.14%2005: 7.18%2006: 6.71%2007: 7.58%2008: 7.89%2009: 5.74%2010: 5.38%2011: 5.92%2012: 6.48%2013: 6.62%2014: 6.11%2015: 2.49%2016: 3.02%2017: 4.07%2018: 4.16%2019: 3.98%2020: 3.73%2021: 3.53%2022: 3.8%2023: 5.63%2024: 5.49%2025: 4.62%
Change over the period: −3.48 pp Annual average: -0.15 pp
Lending interest rate — San Marino, by year San Marino All countries CSV XLSX
Year % Change, pp
2025 4.62 −0.88 pp
2024 5.49 −0.14 pp
2023 5.63 +1.83 pp
2022 3.8 +0.27 pp
2021 3.53 −0.2 pp
2020 3.73 −0.25 pp
2019 3.98 −0.18 pp
2018 4.16 +0.1 pp
2017 4.07 +1.04 pp
2016 3.02 +0.53 pp
2015 2.49 −3.62 pp
2014 6.11 −0.51 pp
2013 6.62 +0.15 pp
2012 6.48 +0.56 pp
2011 5.92 +0.54 pp
2010 5.38 −0.36 pp
2009 5.74 −2.15 pp
2008 7.89 +0.31 pp
2007 7.58 +0.87 pp
2006 6.71 −0.47 pp
2005 7.18 +0.04 pp
2004 7.14 −0.35 pp
2003 7.49 −0.46 pp
2002 7.95 −0.15 pp
2001 8.1

Southern Europe, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The average rate at which banks extend short- and medium-term credit to the private sector. The methodology differs across countries — different maturities, types of borrower, collateral — so levels are not strictly comparable; the movement within a country, on the other hand, is telling and tracks the decisions of the central bank closely.

Important: There are no aggregates for country groups: rates can only be averaged by the volume of credit, and we have no such series. The difference between the lending and the deposit rate is the interest spread, an indirect measure of the efficiency of a banking system.

Source: World Economic Outlook (IMF), license IMF open data.