Deposit interest rate — all countries

Deposit interest rate — Mozambique

Deposit interest rate in Mozambique in 2025 — 5.77%. Ranked 19 in the world out of 70. Since 1994, the indicator has fallen by 27.61 pp.

2025 5.77% −2.47 pp vs 2024
World rank 19of 70
Period maximum 38.84%1995
Period minimum 5.77%2025

Trend over time

1994–2025 · % per annum

Deposit interest rate — Mozambique, 1994–20250102030401994199820022006201020142018202220251994: 33.38%1995: 38.84%1996: 18.14%1997: 25.43%1998: 8.22%1999: 7.86%2000: 9.7%2001: 15.01%2002: 17.99%2003: 12.15%2004: 9.9%2005: 7.8%2006: 10.37%2007: 11.85%2008: 10.98%2009: 9.52%2010: 9.68%2011: 12.98%2012: 11.43%2013: 8.8%2014: 8.58%2015: 8.53%2016: 10.75%2017: 17.09%2018: 13.55%2019: 9.06%2020: 6.79%2021: 7.02%2022: 7.79%2023: 9.34%2024: 8.24%2025: 5.77%
Change over the period: −27.61 pp Annual average: -0.89 pp
Deposit interest rate — Mozambique, by year Mozambique All countries CSV XLSX
Year % Change, pp
2025 5.77 −2.47 pp
2024 8.24 −1.1 pp
2023 9.34 +1.55 pp
2022 7.79 +0.77 pp
2021 7.02 +0.23 pp
2020 6.79 −2.27 pp
2019 9.06 −4.5 pp
2018 13.55 −3.54 pp
2017 17.09 +6.34 pp
2016 10.75 +2.22 pp
2015 8.53 −0.05 pp
2014 8.58 −0.22 pp
2013 8.8 −2.64 pp
2012 11.43 −1.55 pp
2011 12.98 +3.3 pp
2010 9.68 +0.16 pp
2009 9.52 −1.46 pp
2008 10.98 −0.87 pp
2007 11.85 +1.48 pp
2006 10.37 +2.57 pp
2005 7.8 −2.1 pp
2004 9.9 −2.24 pp
2003 12.15 −5.84 pp
2002 17.99 +2.98 pp
2001 15.01 +5.32 pp
2000 9.7 +1.84 pp
1999 7.86 −0.36 pp
1998 8.22 −17.21 pp
1997 25.43 +7.29 pp
1996 18.14 −20.7 pp
1995 38.84 +5.46 pp
1994 33.38

Eastern Africa, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.

Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.

Source: World Economic Outlook (IMF), license IMF open data.