Deposit interest rate — all countries

Deposit interest rate — Morocco

Deposit interest rate in Morocco in 2025 — 2.68%. Ranked 39 in the world out of 70. Since 1978, the indicator has fallen by 1.82 pp.

2025 2.68% −0.17 pp vs 2024
World rank 39of 70
Period maximum 8.5%1986
Period minimum 2.48%2022

Trend over time

1978–2025 · % per annum

Deposit interest rate — Morocco, 1978–202502.557.51019781983198819931998200320082013201820231978: 4.5%1979: 4.5%1980: 4.88%1981: 6%1982: 6.38%1983: 6.5%1984: 6.5%1985: 8%1986: 8.5%1987: 8.5%1988: 8.5%1989: 8.5%1990: 8.5%1991: 8.5%1994: 6.94%1997: 7.98%1998: 7.26%1999: 6.39%2000: 5.16%2001: 5.04%2002: 4.54%2003: 3.78%2004: 3.61%2005: 3.52%2006: 3.67%2007: 3.67%2008: 3.91%2009: 3.81%2010: 3.69%2011: 3.76%2012: 3.83%2013: 3.91%2014: 3.89%2015: 3.8%2016: 3.46%2017: 3.12%2018: 3.09%2019: 3.01%2020: 2.87%2021: 2.57%2022: 2.48%2023: 2.79%2024: 2.85%2025: 2.68%
Change over the period: −1.82 pp Annual average: -0.04 pp
Deposit interest rate — Morocco, by year Morocco All countries CSV XLSX
Year % Change, pp
2025 2.68 −0.17 pp
2024 2.85 +0.06 pp
2023 2.79 +0.31 pp
2022 2.48 −0.09 pp
2021 2.57 −0.3 pp
2020 2.87 −0.15 pp
2019 3.01 −0.08 pp
2018 3.09 −0.03 pp
2017 3.12 −0.34 pp
2016 3.46 −0.34 pp
2015 3.8 −0.09 pp
2014 3.89 −0.02 pp
2013 3.91 +0.08 pp
2012 3.83 +0.08 pp
2011 3.76 +0.06 pp
2010 3.69 −0.12 pp
2009 3.81 −0.11 pp
2008 3.91 +0.25 pp
2007 3.67 +0 pp
2006 3.67 +0.14 pp
2005 3.52 −0.08 pp
2004 3.61 −0.17 pp
2003 3.78 −0.77 pp
2002 4.54 −0.49 pp
2001 5.04 −0.12 pp
2000 5.16 −1.23 pp
1999 6.39 −0.87 pp
1998 7.26 −0.72 pp
1997 7.98
1994 6.94
1991 8.5 +0 pp
1990 8.5 +0 pp
1989 8.5 +0 pp
1988 8.5 +0 pp
1987 8.5 +0 pp
1986 8.5 +0.5 pp
1985 8 +1.5 pp
1984 6.5 +0 pp
1983 6.5 +0.13 pp
1982 6.38 +0.38 pp
1981 6 +1.13 pp
1980 4.88 +0.38 pp
1979 4.5 +0 pp
1978 4.5

Northern Africa, 2025

The same indicator for neighboring countries — with links to their pages

MA Morocco 2.68 DZ Algeria 1.75

About the indicator

The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.

Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.

Source: World Economic Outlook (IMF), license IMF open data.