Deposit interest rate — all countries

Deposit interest rate — Algeria

Deposit interest rate in Algeria in 2025 — 1.75%. Ranked 48 in the world out of 70. Since 1995, the indicator has fallen by 14.83 pp.

2025 1.75% +0 pp vs 2024
World rank 48of 70
Period maximum 16.58%1995
Period minimum 1.75%2006

Trend over time

1995–2025 · % per annum

Deposit interest rate — Algeria, 1995–202505101520199519982001200420072010201320162019202220251995: 16.58%1996: 14.5%1997: 12.6%1998: 9.13%1999: 8.25%2000: 7.5%2001: 6.25%2002: 5.33%2003: 5.25%2004: 3.65%2005: 1.94%2006: 1.75%2007: 1.75%2008: 1.75%2009: 1.75%2010: 1.75%2011: 1.75%2012: 1.75%2013: 1.75%2014: 1.75%2015: 1.75%2016: 1.75%2017: 1.75%2018: 1.75%2019: 1.75%2020: 1.75%2021: 1.75%2022: 1.75%2023: 1.75%2024: 1.75%2025: 1.75%
Change over the period: −14.83 pp Annual average: -0.49 pp
Deposit interest rate — Algeria, by year Algeria All countries CSV XLSX
Year % Change, pp
2025 1.75 +0 pp
2024 1.75 +0 pp
2023 1.75 +0 pp
2022 1.75 +0 pp
2021 1.75 +0 pp
2020 1.75 +0 pp
2019 1.75 +0 pp
2018 1.75 +0 pp
2017 1.75 +0 pp
2016 1.75 +0 pp
2015 1.75 +0 pp
2014 1.75 +0 pp
2013 1.75 +0 pp
2012 1.75 +0 pp
2011 1.75 +0 pp
2010 1.75 +0 pp
2009 1.75 +0 pp
2008 1.75 +0 pp
2007 1.75 +0 pp
2006 1.75 −0.19 pp
2005 1.94 −1.71 pp
2004 3.65 −1.6 pp
2003 5.25 −0.08 pp
2002 5.33 −0.92 pp
2001 6.25 −1.25 pp
2000 7.5 −0.75 pp
1999 8.25 −0.88 pp
1998 9.13 −3.48 pp
1997 12.6 −1.9 pp
1996 14.5 −2.08 pp
1995 16.58

Northern Africa, 2025

The same indicator for neighboring countries — with links to their pages

MA Morocco 2.68 DZ Algeria 1.75

About the indicator

The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.

Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.

Source: World Economic Outlook (IMF), license IMF open data.