Deposit interest rate in Malaysia in 2025 — 2.42%. Ranked 43 in the world out of 70. Since 1966, the indicator has fallen by 2.58 pp.
1966–2025 · % per annum
| Year | % | Change, pp |
|---|---|---|
| 2025 | 2.42 | −0.23 pp |
| 2024 | 2.65 | −0 pp |
| 2023 | 2.65 | +0.7 pp |
| 2022 | 1.95 | +0.39 pp |
| 2021 | 1.56 | −0.39 pp |
| 2020 | 1.95 | −1.03 pp |
| 2019 | 2.98 | −0.16 pp |
| 2018 | 3.14 | +0.22 pp |
| 2017 | 2.92 | −0.1 pp |
| 2016 | 3.03 | −0.11 pp |
| 2015 | 3.13 | +0.09 pp |
| 2014 | 3.05 | +0.08 pp |
| 2013 | 2.97 | −0.01 pp |
| 2012 | 2.98 | +0.07 pp |
| 2011 | 2.91 | +0.41 pp |
| 2010 | 2.5 | +0.42 pp |
| 2009 | 2.08 | −1.04 pp |
| 2008 | 3.13 | −0.04 pp |
| 2007 | 3.17 | +0.02 pp |
| 2006 | 3.15 | +0.15 pp |
| 2005 | 3 | +0 pp |
| 2004 | 3 | −0.07 pp |
| 2003 | 3.07 | −0.14 pp |
| 2002 | 3.21 | −0.17 pp |
| 2001 | 3.37 | +0.01 pp |
| 2000 | 3.36 | −0.76 pp |
| 1999 | 4.12 | −4.39 pp |
| 1998 | 8.51 | +0.74 pp |
| 1997 | 7.78 | +0.69 pp |
| 1996 | 7.09 | +1.15 pp |
| 1995 | 5.93 | +1.04 pp |
| 1994 | 4.89 | −2.13 pp |
| 1993 | 7.03 | −0.91 pp |
| 1992 | 7.94 | +0.82 pp |
| 1991 | 7.11 | +1.39 pp |
| 1990 | 5.72 | +1.16 pp |
| 1989 | 4.56 | +1.27 pp |
| 1988 | 3.29 | +0.29 pp |
| 1987 | 3 | −4.08 pp |
| 1986 | 7.08 | −1.73 pp |
| 1985 | 8.81 | −0.69 pp |
| 1984 | 9.5 | +1.48 pp |
| 1983 | 8.02 | −1.73 pp |
| 1982 | 9.75 | +0.07 pp |
| 1981 | 9.68 | +3.45 pp |
| 1980 | 6.23 | +0.73 pp |
| 1979 | 5.5 | +0.46 pp |
| 1978 | 5.04 | −0.17 pp |
| 1977 | 5.21 | −0.29 pp |
| 1976 | 5.5 | −0.21 pp |
| 1975 | 5.71 | −0.67 pp |
| 1974 | 6.38 | +0.96 pp |
| 1973 | 5.42 | +0.42 pp |
| 1972 | 5 | −0.5 pp |
| 1971 | 5.5 | +0 pp |
| 1970 | 5.5 | +0 pp |
| 1969 | 5.5 | +0 pp |
| 1968 | 5.5 | +0.42 pp |
| 1967 | 5.08 | +0.08 pp |
| 1966 | 5 | — |
The same indicator for neighboring countries — with links to their pages
The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.
Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.
Source: World Economic Outlook (IMF), license IMF open data.
The average rate at which banks lend to businesses and households.
Finance Real interest rateThe lending rate less inflation — the true cost of borrowed money.
Economy Consumer price inflationThe annual change in the consumer price index, in percent.
Finance Current account balanceThe balance of a country's external transactions as a percent of GDP: surplus or deficit.
Finance Current account balance (World Bank)The current account balance as a percent of GDP from World Bank data.
Finance Broad money (% of GDP)The amount of money in the economy as a percent of GDP — the depth of the financial system.
