Deposit interest rate in Indonesia in 2025 — 5.41%. Ranked 22 in the world out of 70. Since 1990, the indicator has fallen by 12.12 pp.
1990–2025 · % per annum
| Year | % | Change, pp |
|---|---|---|
| 2025 | 5.41 | −0.02 pp |
| 2024 | 5.43 | +0.79 pp |
| 2023 | 4.63 | +1.42 pp |
| 2022 | 3.21 | −0.46 pp |
| 2021 | 3.67 | −1.84 pp |
| 2020 | 5.5 | −1.18 pp |
| 2019 | 6.69 | +0.56 pp |
| 2018 | 6.13 | −0.39 pp |
| 2017 | 6.52 | −0.65 pp |
| 2016 | 7.17 | −1.17 pp |
| 2015 | 8.34 | −0.42 pp |
| 2014 | 8.75 | +2.49 pp |
| 2013 | 6.26 | +0.32 pp |
| 2012 | 5.95 | −0.98 pp |
| 2011 | 6.93 | −0.09 pp |
| 2010 | 7.02 | −2.26 pp |
| 2009 | 9.28 | +0.79 pp |
| 2008 | 8.49 | +0.52 pp |
| 2007 | 7.98 | −3.43 pp |
| 2006 | 11.41 | +3.33 pp |
| 2005 | 8.08 | +1.64 pp |
| 2004 | 6.44 | −4.15 pp |
| 2003 | 10.59 | −4.91 pp |
| 2002 | 15.5 | +0.02 pp |
| 2001 | 15.48 | +2.98 pp |
| 2000 | 12.5 | −13.23 pp |
| 1999 | 25.74 | −13.33 pp |
| 1998 | 39.07 | +19.05 pp |
| 1997 | 20.01 | +2.76 pp |
| 1996 | 17.26 | +0.54 pp |
| 1995 | 16.72 | +4.18 pp |
| 1994 | 12.53 | −2.01 pp |
| 1993 | 14.55 | −5.06 pp |
| 1992 | 19.6 | −3.71 pp |
| 1991 | 23.32 | +5.79 pp |
| 1990 | 17.53 | — |
The same indicator for neighboring countries — with links to their pages
The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.
Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.
Source: World Economic Outlook (IMF), license IMF open data.
The average rate at which banks lend to businesses and households.
Finance Real interest rateThe lending rate less inflation — the true cost of borrowed money.
Economy Consumer price inflationThe annual change in the consumer price index, in percent.
Finance Current account balanceThe balance of a country's external transactions as a percent of GDP: surplus or deficit.
Finance Current account balance (World Bank)The current account balance as a percent of GDP from World Bank data.
Finance Broad money (% of GDP)The amount of money in the economy as a percent of GDP — the depth of the financial system.
