Real interest rate — all countries

Real interest rate — Botswana

Real interest rate in Botswana in 2024 — 4.24%. Ranked 51 in the world out of 87. Since 1980, the indicator has risen by 5.8 pp.

2024 4.24% −0.66 pp vs 2023
World rank 51of 87
Period maximum 19.78%1982
Period minimum -12.11%1988

Trend over time

1980–2024 · % per annum

Real interest rate — Botswana, 1980–2024-20-100102019801985199019952000200520102015202020241980: -1.56%1981: 9.72%1982: 19.78%1983: 4.26%1984: -2.97%1985: -9.27%1986: -2.68%1987: -2.39%1988: -12.11%1989: -5.26%1990: 1.48%1991: 6.33%1992: 6.9%1993: 1.64%1994: 4.07%1995: 6.78%1996: -1.39%1997: 8.53%1998: 3.35%1999: 0.47%2000: 1.15%2001: 6.87%2002: 14.84%2003: 12.73%2004: 5.15%2005: 0.23%2006: 10.75%2007: 9.61%2008: 6.55%2009: -1.18%2010: 3.5%2011: -1.47%2012: 7.75%2013: 8.53%2014: -0.55%2015: 4.07%2016: -4.12%2017: 9.78%2018: 6.44%2019: 5.86%2020: 1.31%2021: -2.89%2022: -7.4%2023: 4.9%2024: 4.24%
Change over the period: +5.8 pp Annual average: 0.13 pp
Real interest rate — Botswana, by year Botswana All countries CSV XLSX
Year % Change, pp
2024 4.24 −0.66 pp
2023 4.9 +12.3 pp
2022 -7.4 −4.51 pp
2021 -2.89 −4.2 pp
2020 1.31 −4.54 pp
2019 5.86 −0.58 pp
2018 6.44 −3.34 pp
2017 9.78 +13.9 pp
2016 -4.12 −8.18 pp
2015 4.07 +4.62 pp
2014 -0.55 −9.08 pp
2013 8.53 +0.77 pp
2012 7.75 +9.22 pp
2011 -1.47 −4.97 pp
2010 3.5 +4.68 pp
2009 -1.18 −7.73 pp
2008 6.55 −3.05 pp
2007 9.61 −1.14 pp
2006 10.75 +10.52 pp
2005 0.23 −4.92 pp
2004 5.15 −7.57 pp
2003 12.73 −2.12 pp
2002 14.84 +7.98 pp
2001 6.87 +5.72 pp
2000 1.15 +0.67 pp
1999 0.47 −2.88 pp
1998 3.35 −5.18 pp
1997 8.53 +9.92 pp
1996 -1.39 −8.16 pp
1995 6.78 +2.71 pp
1994 4.07 +2.43 pp
1993 1.64 −5.26 pp
1992 6.9 +0.57 pp
1991 6.33 +4.85 pp
1990 1.48 +6.75 pp
1989 -5.26 +6.85 pp
1988 -12.11 −9.72 pp
1987 -2.39 +0.29 pp
1986 -2.68 +6.59 pp
1985 -9.27 −6.3 pp
1984 -2.97 −7.23 pp
1983 4.26 −15.52 pp
1982 19.78 +10.06 pp
1981 9.72 +11.28 pp
1980 -1.56

Southern Africa, 2024

The same indicator for neighboring countries — with links to their pages

About the indicator

The lending interest rate adjusted for inflation by the GDP deflator. It shows the real cost of borrowed funds for the economy. Negative values mean that inflation erodes debt faster than interest accrues on it — a situation that favors borrowers and works against lenders and depositors.

Important: There are no aggregates for country groups: a weight by the volume of credit is needed, and we do not have it. The rate is already net of inflation, so negative values are normal — they mean borrowing costs less than inflation erodes.

Source: World Economic Outlook (IMF), license IMF open data.