Lending interest rate — all countries

Lending interest rate — Zimbabwe

Lending interest rate in Zimbabwe in 2025 — 46.36%. Ranked 68 in the world out of 69. Since 2012, the indicator has risen by 34.77 pp.

2025 46.36% −22.52 pp vs 2024
World rank 68of 69
Period maximum 170.29%2023
Period minimum 6.91%2017

Trend over time

2012–2025 · % per annum

Lending interest rate — Zimbabwe, 2012–2025050100150200201220142016201820202022202420252012: 11.6%2013: 9.74%2014: 9.47%2015: 8.54%2016: 7.11%2017: 6.91%2018: 7.13%2019: 16.18%2020: 33.01%2021: 45.48%2022: 131.81%2023: 170.29%2024: 68.89%2025: 46.36%
Change over the period: +34.77 pp Annual average: 2.67 pp
Lending interest rate — Zimbabwe, by year Zimbabwe All countries CSV XLSX
Year % Change, pp
2025 46.36 −22.52 pp
2024 68.89 −101.41 pp
2023 170.29 +38.48 pp
2022 131.81 +86.34 pp
2021 45.48 +12.47 pp
2020 33.01 +16.83 pp
2019 16.18 +9.05 pp
2018 7.13 +0.22 pp
2017 6.91 −0.2 pp
2016 7.11 −1.43 pp
2015 8.54 −0.93 pp
2014 9.47 −0.27 pp
2013 9.74 −1.86 pp
2012 11.6

Eastern Africa, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The average rate at which banks extend short- and medium-term credit to the private sector. The methodology differs across countries — different maturities, types of borrower, collateral — so levels are not strictly comparable; the movement within a country, on the other hand, is telling and tracks the decisions of the central bank closely.

Important: There are no aggregates for country groups: rates can only be averaged by the volume of credit, and we have no such series. The difference between the lending and the deposit rate is the interest spread, an indirect measure of the efficiency of a banking system.

Source: World Economic Outlook (IMF), license IMF open data.