Lending interest rate — all countries

Lending interest rate — Samoa

Lending interest rate in Samoa in 2025 — 8.39%. Ranked 31 in the world out of 69. Since 2001, the indicator has fallen by 3.18 pp.

2025 8.39% −0.04 pp vs 2024
World rank 31of 69
Period maximum 12.66%2008
Period minimum 8.29%2022

Trend over time

2001–2025 · % per annum

Lending interest rate — Samoa, 2001–202581012142001200420072010201320162019202220252001: 11.57%2002: 11.45%2003: 11.28%2004: 11.23%2005: 11.43%2006: 11.72%2007: 12.65%2008: 12.66%2009: 12.08%2010: 10.72%2011: 9.96%2012: 9.86%2013: 10.2%2014: 10.02%2015: 9.51%2016: 9.09%2017: 8.76%2018: 8.95%2019: 8.93%2020: 8.71%2021: 8.52%2022: 8.29%2023: 8.32%2024: 8.43%2025: 8.39%
Change over the period: −3.18 pp Annual average: -0.13 pp
Lending interest rate — Samoa, by year Samoa All countries CSV XLSX
Year % Change, pp
2025 8.39 −0.04 pp
2024 8.43 +0.11 pp
2023 8.32 +0.03 pp
2022 8.29 −0.22 pp
2021 8.52 −0.19 pp
2020 8.71 −0.22 pp
2019 8.93 −0.02 pp
2018 8.95 +0.19 pp
2017 8.76 −0.33 pp
2016 9.09 −0.42 pp
2015 9.51 −0.51 pp
2014 10.02 −0.19 pp
2013 10.2 +0.34 pp
2012 9.86 −0.1 pp
2011 9.96 −0.76 pp
2010 10.72 −1.36 pp
2009 12.08 −0.58 pp
2008 12.66 +0.01 pp
2007 12.65 +0.93 pp
2006 11.72 +0.29 pp
2005 11.43 +0.2 pp
2004 11.23 −0.05 pp
2003 11.28 −0.16 pp
2002 11.45 −0.12 pp
2001 11.57

Polynesia, 2025

The same indicator for neighboring countries — with links to their pages

TO Tonga 7.56 WS Samoa 8.39

About the indicator

The average rate at which banks extend short- and medium-term credit to the private sector. The methodology differs across countries — different maturities, types of borrower, collateral — so levels are not strictly comparable; the movement within a country, on the other hand, is telling and tracks the decisions of the central bank closely.

Important: There are no aggregates for country groups: rates can only be averaged by the volume of credit, and we have no such series. The difference between the lending and the deposit rate is the interest spread, an indirect measure of the efficiency of a banking system.

Source: World Economic Outlook (IMF), license IMF open data.