Lending interest rate — all countries

Lending interest rate — Pakistan

Lending interest rate in Pakistan in 2021 — 8.67%. Ranked 65 in the world out of 109. Since 2004, the indicator has risen by 1.41 pp.

2021 8.67% −2.09 pp vs 2020
World rank 65of 109
Period maximum 14.54%2009
Period minimum 7.26%2004

Trend over time

2004–2021 · % per annum

Lending interest rate — Pakistan, 2004–2021681012141620042006200820102012201420162018202020212004: 7.26%2005: 9.07%2006: 10.99%2007: 11.77%2008: 12.94%2009: 14.54%2010: 14.04%2011: 14.42%2012: 13.52%2013: 11.99%2014: 11.73%2015: 10.16%2016: 8.76%2017: 8.21%2018: 8.53%2019: 12.23%2020: 10.76%2021: 8.67%
Change over the period: +1.41 pp Annual average: 0.08 pp
Lending interest rate — Pakistan, by year Pakistan All countries CSV XLSX
Year % Change, pp
2021 8.67 −2.09 pp
2020 10.76 −1.48 pp
2019 12.23 +3.7 pp
2018 8.53 +0.32 pp
2017 8.21 −0.55 pp
2016 8.76 −1.4 pp
2015 10.16 −1.57 pp
2014 11.73 −0.26 pp
2013 11.99 −1.53 pp
2012 13.52 −0.9 pp
2011 14.42 +0.38 pp
2010 14.04 −0.49 pp
2009 14.54 +1.6 pp
2008 12.94 +1.17 pp
2007 11.77 +0.78 pp
2006 10.99 +1.92 pp
2005 9.07 +1.81 pp
2004 7.26

Southern Asia, 2021

The same indicator for neighboring countries — with links to their pages

About the indicator

The average rate at which banks extend short- and medium-term credit to the private sector. The methodology differs across countries — different maturities, types of borrower, collateral — so levels are not strictly comparable; the movement within a country, on the other hand, is telling and tracks the decisions of the central bank closely.

Important: There are no aggregates for country groups: rates can only be averaged by the volume of credit, and we have no such series. The difference between the lending and the deposit rate is the interest spread, an indirect measure of the efficiency of a banking system.

Source: World Economic Outlook (IMF), license IMF open data.