Lending interest rate — all countries

Lending interest rate — Nicaragua

Lending interest rate in Nicaragua in 2025 — 9.16%. Ranked 40 in the world out of 69. Since 1988, the indicator has fallen by 99,755.38 pp.

2025 9.16% −2.08 pp vs 2024
World rank 40of 69
Period maximum 99,764.53%1988
Period minimum 9.16%2025

Trend over time

1988–2025 · % per annum

Lending interest rate — Nicaragua, 1988–2025025,00050,00075,000100,00019881992199620002004200820122016202020241988: 99,764.53%1989: 456.66%1990: 18%1991: 14.66%1992: 15.81%1993: 16.55%1994: 16.48%1995: 16.28%1996: 16.95%1997: 17.2%1998: 17.7%1999: 17.57%2000: 18.14%2001: 18.55%2002: 18.3%2003: 15.55%2004: 13.49%2005: 12.1%2006: 11.58%2007: 13.04%2008: 13.17%2009: 14.04%2010: 13.32%2011: 10.54%2012: 11.99%2013: 14.98%2014: 13.54%2015: 12.05%2016: 11.44%2017: 10.78%2018: 10.9%2019: 12.46%2020: 11.18%2021: 9.62%2022: 9.23%2023: 9.48%2024: 11.24%2025: 9.16%
Change over the period: −99,755.38 pp Annual average: -2,696.09 pp
Lending interest rate — Nicaragua, by year Nicaragua All countries CSV XLSX
Year % Change, pp
2025 9.16 −2.08 pp
2024 11.24 +1.76 pp
2023 9.48 +0.25 pp
2022 9.23 −0.39 pp
2021 9.62 −1.56 pp
2020 11.18 −1.28 pp
2019 12.46 +1.56 pp
2018 10.9 +0.12 pp
2017 10.78 −0.66 pp
2016 11.44 −0.61 pp
2015 12.05 −1.49 pp
2014 13.54 −1.45 pp
2013 14.98 +2.99 pp
2012 11.99 +1.46 pp
2011 10.54 −2.78 pp
2010 13.32 −0.72 pp
2009 14.04 +0.88 pp
2008 13.17 +0.13 pp
2007 13.04 +1.47 pp
2006 11.58 −0.53 pp
2005 12.1 −1.39 pp
2004 13.49 −2.06 pp
2003 15.55 −2.75 pp
2002 18.3 −0.26 pp
2001 18.55 +0.41 pp
2000 18.14 +0.57 pp
1999 17.57 −0.13 pp
1998 17.7 +0.5 pp
1997 17.2 +0.25 pp
1996 16.95 +0.68 pp
1995 16.28 −0.2 pp
1994 16.48 −0.07 pp
1993 16.55 +0.74 pp
1992 15.81 +1.15 pp
1991 14.66 −3.34 pp
1990 18 −438.66 pp
1989 456.66 −99,307.87 pp
1988 99,764.53

Central America, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The average rate at which banks extend short- and medium-term credit to the private sector. The methodology differs across countries — different maturities, types of borrower, collateral — so levels are not strictly comparable; the movement within a country, on the other hand, is telling and tracks the decisions of the central bank closely.

Important: There are no aggregates for country groups: rates can only be averaged by the volume of credit, and we have no such series. The difference between the lending and the deposit rate is the interest spread, an indirect measure of the efficiency of a banking system.

Source: World Economic Outlook (IMF), license IMF open data.