Lending interest rate — all countries

Lending interest rate — Guyana

Lending interest rate in Guyana in 2025 — 8.23%. Ranked 30 in the world out of 69. Since 1981, the indicator has fallen by 5.27 pp.

2025 8.23% −0.14 pp vs 2024
World rank 30of 69
Period maximum 33.55%1991
Period minimum 8.23%2025

Trend over time

1981–2025 · % per annum

Lending interest rate — Guyana, 1981–202501020304019811986199119962001200620112016202120251981: 13.5%1982: 14.38%1983: 15%1984: 15%1985: 15%1986: 15%1987: 15%1988: 15.07%1989: 18.94%1990: 32.75%1991: 33.55%1992: 28.69%1993: 19.36%1994: 18.36%1995: 19.22%1996: 17.79%1997: 17.04%1998: 16.77%1999: 17.11%2000: 17.3%2001: 17.01%2002: 16.33%2003: 14.99%2004: 14.54%2005: 14.54%2006: 14.54%2007: 14.61%2008: 14.58%2009: 14.54%2010: 14.54%2011: 14.45%2012: 13.86%2013: 13.5%2014: 12.83%2015: 12.83%2016: 13%2017: 13%2018: 13%2019: 10.48%2020: 9.47%2021: 8.88%2022: 8.42%2023: 8.38%2024: 8.38%2025: 8.23%
Change over the period: −5.27 pp Annual average: -0.12 pp
Lending interest rate — Guyana, by year Guyana All countries CSV XLSX
Year % Change, pp
2025 8.23 −0.14 pp
2024 8.38 +0 pp
2023 8.38 −0.04 pp
2022 8.42 −0.46 pp
2021 8.88 −0.59 pp
2020 9.47 −1.01 pp
2019 10.48 −2.52 pp
2018 13 +0 pp
2017 13 +0 pp
2016 13 +0.17 pp
2015 12.83 −0 pp
2014 12.83 −0.67 pp
2013 13.5 −0.36 pp
2012 13.86 −0.59 pp
2011 14.45 −0.09 pp
2010 14.54 +0 pp
2009 14.54 −0.04 pp
2008 14.58 −0.03 pp
2007 14.61 +0.07 pp
2006 14.54 +0 pp
2005 14.54 −0 pp
2004 14.54 −0.45 pp
2003 14.99 −1.33 pp
2002 16.33 −0.68 pp
2001 17.01 −0.29 pp
2000 17.3 +0.19 pp
1999 17.11 +0.34 pp
1998 16.77 −0.28 pp
1997 17.04 −0.75 pp
1996 17.79 −1.43 pp
1995 19.22 +0.86 pp
1994 18.36 −1 pp
1993 19.36 −9.33 pp
1992 28.69 −4.86 pp
1991 33.55 +0.8 pp
1990 32.75 +13.81 pp
1989 18.94 +3.87 pp
1988 15.07 +0.07 pp
1987 15 +0 pp
1986 15 +0 pp
1985 15 +0 pp
1984 15 +0 pp
1983 15 +0.63 pp
1982 14.38 +0.88 pp
1981 13.5

South America, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The average rate at which banks extend short- and medium-term credit to the private sector. The methodology differs across countries — different maturities, types of borrower, collateral — so levels are not strictly comparable; the movement within a country, on the other hand, is telling and tracks the decisions of the central bank closely.

Important: There are no aggregates for country groups: rates can only be averaged by the volume of credit, and we have no such series. The difference between the lending and the deposit rate is the interest spread, an indirect measure of the efficiency of a banking system.

Source: World Economic Outlook (IMF), license IMF open data.