Lending interest rate — all countries

Lending interest rate — Bahamas

Lending interest rate in the Bahamas in 2025 — 4.25%. Ranked 6 in the world out of 69. Since 1976, the indicator has fallen by 5.25 pp.

2025 4.25% +0 pp vs 2024
World rank 6of 69
Period maximum 11%1981
Period minimum 4.25%2017

Trend over time

1976–2025 · % per annum

Lending interest rate — Bahamas, 1976–20254681012197619811986199119962001200620112016202120251976: 9.5%1977: 9.5%1978: 9.5%1979: 9.13%1980: 10.83%1981: 11%1982: 11%1983: 11%1984: 11%1985: 10.33%1986: 9.25%1987: 9%1988: 9%1989: 9%1990: 9%1991: 9%1992: 8.08%1993: 7.46%1994: 6.88%1995: 6.75%1996: 6.75%1997: 6.75%1998: 6.75%1999: 6.38%2000: 6%2001: 6%2002: 6%2003: 6%2004: 6%2005: 5.54%2006: 5.5%2007: 5.5%2008: 5.5%2009: 5.5%2010: 5.5%2011: 5.06%2012: 4.75%2013: 4.75%2014: 4.75%2015: 4.75%2016: 4.75%2017: 4.25%2018: 4.25%2019: 4.25%2020: 4.25%2021: 4.25%2022: 4.25%2023: 4.25%2024: 4.25%2025: 4.25%
Change over the period: −5.25 pp Annual average: -0.11 pp
Lending interest rate — Bahamas, by year Bahamas All countries CSV XLSX
Year % Change, pp
2025 4.25 +0 pp
2024 4.25 +0 pp
2023 4.25 +0 pp
2022 4.25 +0 pp
2021 4.25 +0 pp
2020 4.25 +0 pp
2019 4.25 +0 pp
2018 4.25 +0 pp
2017 4.25 −0.5 pp
2016 4.75 +0 pp
2015 4.75 +0 pp
2014 4.75 +0 pp
2013 4.75 +0 pp
2012 4.75 −0.31 pp
2011 5.06 −0.44 pp
2010 5.5 +0 pp
2009 5.5 +0 pp
2008 5.5 +0 pp
2007 5.5 +0 pp
2006 5.5 −0.04 pp
2005 5.54 −0.46 pp
2004 6 +0 pp
2003 6 +0 pp
2002 6 +0 pp
2001 6 +0 pp
2000 6 −0.38 pp
1999 6.38 −0.38 pp
1998 6.75 +0 pp
1997 6.75 +0 pp
1996 6.75 +0 pp
1995 6.75 −0.13 pp
1994 6.88 −0.58 pp
1993 7.46 −0.63 pp
1992 8.08 −0.92 pp
1991 9 +0 pp
1990 9 +0 pp
1989 9 +0 pp
1988 9 +0 pp
1987 9 −0.25 pp
1986 9.25 −1.08 pp
1985 10.33 −0.67 pp
1984 11 +0 pp
1983 11 +0 pp
1982 11 +0 pp
1981 11 +0.17 pp
1980 10.83 +1.71 pp
1979 9.13 −0.38 pp
1978 9.5 +0 pp
1977 9.5 +0 pp
1976 9.5

About the indicator

The average rate at which banks extend short- and medium-term credit to the private sector. The methodology differs across countries — different maturities, types of borrower, collateral — so levels are not strictly comparable; the movement within a country, on the other hand, is telling and tracks the decisions of the central bank closely.

Important: There are no aggregates for country groups: rates can only be averaged by the volume of credit, and we have no such series. The difference between the lending and the deposit rate is the interest spread, an indirect measure of the efficiency of a banking system.

Source: World Economic Outlook (IMF), license IMF open data.