Deposit interest rate in Switzerland in 2024 — 0.93%. Ranked 79 in the world out of 90. Since 2008, the indicator has fallen by 0.88 pp.
2008–2024 · % per annum
| Year | % | Change, pp |
|---|---|---|
| 2024 | 0.93 | −0.16 pp |
| 2023 | 1.09 | +1.24 pp |
| 2022 | -0.15 | +0.27 pp |
| 2021 | -0.42 | −0.03 pp |
| 2020 | -0.38 | −0.03 pp |
| 2019 | -0.35 | −0.04 pp |
| 2018 | -0.32 | −0.04 pp |
| 2017 | -0.27 | −0.07 pp |
| 2016 | -0.2 | −0.06 pp |
| 2015 | -0.14 | −0.17 pp |
| 2014 | 0.03 | −0 pp |
| 2013 | 0.03 | −0 pp |
| 2012 | 0.04 | −0.02 pp |
| 2011 | 0.06 | −0.02 pp |
| 2010 | 0.07 | −0.02 pp |
| 2009 | 0.09 | −1.71 pp |
| 2008 | 1.81 | — |
The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.
Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.
Source: World Economic Outlook (IMF), license IMF open data.
The average rate at which banks lend to businesses and households.
Finance Real interest rateThe lending rate less inflation — the true cost of borrowed money.
Economy Consumer price inflationThe annual change in the consumer price index, in percent.
Finance Current account balanceThe balance of a country's external transactions as a percent of GDP: surplus or deficit.
Finance Current account balance (World Bank)The current account balance as a percent of GDP from World Bank data.
Finance Broad money (% of GDP)The amount of money in the economy as a percent of GDP — the depth of the financial system.
