Deposit interest rate in South Africa in 2025 — 7.42%. Ranked 12 in the world out of 70. Since 2001, the indicator has fallen by 1.57 pp.
2001–2025 · % per annum
| Year | % | Change, pp |
|---|---|---|
| 2025 | 7.42 | −0.5 pp |
| 2024 | 7.92 | +1.27 pp |
| 2023 | 6.65 | +1.59 pp |
| 2022 | 5.07 | +1.25 pp |
| 2021 | 3.82 | −1.07 pp |
| 2020 | 4.88 | −2.13 pp |
| 2019 | 7.01 | +0.01 pp |
| 2018 | 7 | −0.25 pp |
| 2017 | 7.25 | +0.07 pp |
| 2016 | 7.17 | +1.02 pp |
| 2015 | 6.15 | +0.35 pp |
| 2014 | 5.8 | +0.65 pp |
| 2013 | 5.15 | −0.28 pp |
| 2012 | 5.44 | −0.24 pp |
| 2011 | 5.67 | −0.79 pp |
| 2010 | 6.47 | −2.07 pp |
| 2009 | 8.54 | −3.08 pp |
| 2008 | 11.61 | +2.46 pp |
| 2007 | 9.16 | +2.01 pp |
| 2006 | 7.14 | +1.1 pp |
| 2005 | 6.04 | −0.51 pp |
| 2004 | 6.55 | −3.21 pp |
| 2003 | 9.76 | −1.01 pp |
| 2002 | 10.77 | +1.78 pp |
| 2001 | 8.99 | — |
The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.
Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.
Source: World Economic Outlook (IMF), license IMF open data.
The average rate at which banks lend to businesses and households.
Finance Real interest rateThe lending rate less inflation — the true cost of borrowed money.
Economy Consumer price inflationThe annual change in the consumer price index, in percent.
Finance Current account balanceThe balance of a country's external transactions as a percent of GDP: surplus or deficit.
Finance Current account balance (World Bank)The current account balance as a percent of GDP from World Bank data.
Finance Broad money (% of GDP)The amount of money in the economy as a percent of GDP — the depth of the financial system.
