Deposit interest rate — all countries

Deposit interest rate — Maldives

Deposit interest rate in the Maldives in 2025 — 3.55%. Ranked 34 in the world out of 70. Since 1995, the indicator has fallen by 0.57 pp.

2025 3.55% −0.17 pp vs 2024
World rank 34of 70
Period maximum 4.55%2002
Period minimum 3.47%2019

Trend over time

1995–2025 · % per annum

Deposit interest rate — Maldives, 1995–202533.544.55199519982001200420072010201320162019202220251995: 4.13%1996: 4.13%1997: 4.13%1998: 4.13%1999: 4.2%2000: 4.17%2001: 4.23%2002: 4.55%2003: 4.55%2004: 3.94%2005: 3.94%2006: 3.94%2007: 3.94%2008: 3.94%2009: 3.94%2010: 4.05%2011: 4.17%2012: 3.73%2013: 3.81%2014: 4.14%2015: 4.12%2016: 3.78%2017: 3.57%2018: 3.66%2019: 3.47%2020: 3.72%2021: 3.69%2022: 3.73%2023: 4%2024: 3.72%2025: 3.55%
Change over the period: −0.57 pp Annual average: -0.02 pp
Deposit interest rate — Maldives, by year Maldives All countries CSV XLSX
Year % Change, pp
2025 3.55 −0.17 pp
2024 3.72 −0.28 pp
2023 4 +0.27 pp
2022 3.73 +0.04 pp
2021 3.69 −0.03 pp
2020 3.72 +0.25 pp
2019 3.47 −0.19 pp
2018 3.66 +0.09 pp
2017 3.57 −0.21 pp
2016 3.78 −0.33 pp
2015 4.12 −0.02 pp
2014 4.14 +0.33 pp
2013 3.81 +0.08 pp
2012 3.73 −0.44 pp
2011 4.17 +0.12 pp
2010 4.05 +0.11 pp
2009 3.94 +0 pp
2008 3.94 +0 pp
2007 3.94 +0 pp
2006 3.94 +0 pp
2005 3.94 +0 pp
2004 3.94 −0.61 pp
2003 4.55 +0 pp
2002 4.55 +0.32 pp
2001 4.23 +0.06 pp
2000 4.17 −0.03 pp
1999 4.2 +0.08 pp
1998 4.13 +0 pp
1997 4.13 +0 pp
1996 4.13 +0 pp
1995 4.13

Southern Asia, 2025

The same indicator for neighboring countries — with links to their pages

About the indicator

The average rate banks pay on time deposits of residents. Set against inflation it shows whether savings keep their purchasing power: if the deposit rate is below inflation, the real return on deposits is negative.

Important: There are no aggregates for country groups: the correct weight is the volume of deposits, and we have no such series. Adding rates without weights is meaningless: the rate of a country with a tiny banking system would weigh as much as that of a large one.

Source: World Economic Outlook (IMF), license IMF open data.